FHA VS Conventional loan programs in Kalaheo, Kauai County, Hawaii

In 2025, the conventional loan cap in Kalaheo, within Kauai county, HI, is $1,089,300. For an FHA home loan, the ceiling is $977,500 for a single-family dwelling.

Utilize the Lendersa® Conventional loan calculator to compare current Conventional, FHA, and USDA rates. It helps you figure out the necessary income, credit score, reserves, and paperwork to qualify. Our advanced mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side to help choose the best program in HI for your financial needs.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Details in Kalaheo, Kauai County, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

These loan limits apply to zip codes: 96741

Explore Conventional and FHA Loan Options in Kalaheo, HI

The objective of Lendersa® is to help you swiftly obtain the most appropriate Conventional, USDA, or FHA loan with minimal hassle. Choose from three options to find a lender and loan program that matches your needs.

Lendersa USDA loan request and matching outcomes


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