FHA VS Conventional loan programs in Puhi, Kauai County, Hawaii

As of 2026, the conventional loan limit in Puhi, located in the county of Kauai, HI, is $1,089,300. Meanwhile, the FHA limit for a single-family residence is set at $977,500.

Leverage the Lendersa® Conventional loan calculator to compare the leading rates of today for Conventional, FHA, and USDA loans, examining necessary income, credit, reserves, and documentation for qualification. This advanced tool allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating your decision on the most appropriate program for your financial needs in HI.

Browse loan offers from a list of 100 lenders

2026 Loan Limits and Down Payment Requirements for Puhi, County of Kauai, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

This comparison table is applicable to these zip codes: 96766

Explore Conventional and FHA Loan Options in Puhi, HI

The mission of Lendersa® is to ensure you receive the best Conventional, USDA, or FHA loan quickly and with ease. Choose one of three starting paths that align you with compatible lenders and suitable loan programs.

Results from Lendersa USDA loan requests and matching


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