Explore the differences! FHA VS Conventional loan programs in Ewa-Beach, Honolulu County, Hawaii

In 2025, the conventional loan limit in Ewa-Beach, which is part of Honolulu County in HI, is $970,800. Meanwhile, the FHA limit for a single-family home is established at $747,500.

Utilize Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator is designed to show Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program for your specific financial situation in HI.

Examine loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Ewa-Beach, Honolulu, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $576,800 0%
FHA $747,500 3.5%

This comparison table applies to zip codes: 96706, 96709

Conventional and FHA Loan Choices in Ewa-Beach, HI

Lendersa® aims to secure the best Conventional, USDA, or FHA loan for you quickly and with minimal hassle. Start with one of three pathways to connect with lenders and discover suitable loan programs.

Results from Lendersa's USDA loan requests


  • ACFCU
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  • ACFCU has been providing financial services for over 75 years. We strive to make financial dreams reality & we want to be THE financial solution for all of our members.We serve over 38, 000 members & strive daily to exceed our members expectations. Chartered in 1945 ACFCU is now the largest credit union in the Panhandle serving over 37,000 members.
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  • The People's Federal Credit Union
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  • Amarillo Postal Employees Credit Union
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  • Amarillo Postal Employees Credit Union is a full service, non-profit cooperative financial institution that began in 1931. It was formed for the purpose of encouraging savings, by offering a good rate of return, using collective moneys to make loans at competitive, low rates and provide other useful financial services.
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  • FirstBank Southwest
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  • FirstBank Southwest is a community bank with nine banking center locations in Amarillo, Booker, Hereford, Pampa, and Perryton, Texas. In addition to our convenient branches, we also offer convenient digital banking for both consumer and commercial needs. In 2020 and 2021, The American Banker awarded FirstBank Southwest as a Best Bank
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  • Our goal is simple. Deliver the best possible Banking experience so our customers & clients can better manage their finances. We provide a full range of quality financial products that include commercial, consumer, investment & trust services in TX, Ok & CO. Our board of directors, local leadership are committed to exceeding customer expectations.
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  • 4811 50th Street, Lubbock, TX, 79413
  • Lubbock National Bank is part of a local, family-owned banking legacy that has been serving the people of this area since 1892, when the first settlers began arriving in the South Plains and Texas Panhandle. We introduced ourselves to Lubbock just a few years after the city was incorporated.