Explore the differences! FHA VS Conventional loan programs in Ewa-Villages, Honolulu County, Hawaii

In 2025, the limit for Conventional loans in Ewa-Villages, located in Honolulu county of HI, is $970,800, while the FHA ceiling for a single-family home stands at $747,500.

Utilize the Lendersa® Conventional loan calculator to assess today's best rates across Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents to qualify effectively. Our advanced mortgage tool allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the program that best fits your financial profile in HI.

Evaluate loan options from 100 diverse lenders

Loan Limits and Down Payment Requirements for 2025 in Ewa-Villages, Honolulu, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $576,800 0%
FHA $747,500 3.5%

This table is relevant for zip code areas: 96706

Conventional and FHA Loan Choices in Ewa-Villages, HI

The aim of Lendersa® is to connect you promptly and easily with the best available Conventional, USDA, or FHA loan options. Begin with one of these pathways to find matching lenders and suitable loan programs:

Lendersa USDA loan requests and results overview


  • Nucasa Mortgage
  • 4097 Monument Corner Drive, 6th Floor, Fairfax, VA, 22030
  • Nucasa Mortage is a modern mortgage lender. We provide people a better path to home through our simple, fast, and reliable mortgage lending experience. Whether you're a first-time homebuyer, an experienced investor, or you're simply looking to refinance the home you already love; you can rest easy knowing you're in good hands as we guide you
  • George Mason Mortgage, LLC
  • 4100 Monument Corner Drive, Suite 100, Fairfax, VA, 22030
  • Our foundation is built on the goal of helping families in our communities develop financial wealth and independence through homeownership. We serve both our clients and business associates with the products, technology and experience to provide the best solutions for your unique financial story.
  • Capital Mortgage Group, Inc.
  • 12916 Swedes St, Fairfax, VA, 22030
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Atlantic Coast Mortgage
  • 4097 Monument Corner Drive, 6th Floor, Fairfax, VA, 22030
  • ACM is known for offering a better solution for homebuyers through our simple, easy, & stress-free process. We do this by offering a proprietary blend of technologies, systems, & processes. We not only help our clients close on time; we also provide them with free tools & information to continue guiding and helping them make smart decisions around.
  • Home Savings & Trust Mortgage
  • 3701 Pender Dr , STE 150, Fairfax, VA, 22030
  • We strive to fulfill the dream of home ownership, build lasting client relationships, and create value that stands the test of time. At Home Savings & Trust Mortgage (HSTM), we combine a positive approach with market knowledge and mortgage expertise to ensure homeowners maximize their 'home equity'
  • Peace Home Lending
  • 3975 University Dr, Suite 230, Fairfax, VA, 22030
  • PEACE’s mission is to help our clients reach their home financial goals by providing holistic advice, based on each clients particular scenario, founded on the principles of proactiveness, efficiency, availability, creativity, and effectiveness. Focused on getting you the best home loan, and making it a great experience along the way.
  • First Heritage Mortgage, LLC
  • 3201 Jermantown Road, Suite 800, Fairfax, VA, 22030
  • First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC metro area. By working hard to prove ourselves on every loan, we have gained a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower.
  • Adler Private Lending
  • 11350 Random Hills Rd, Suite 720, Fairfax, VA, 22030
  • Adler Private Lending, we’re specialists in commercial lending and real estate investments. For more than a quarter of a century, we have been the capital resource of choice for Washington area real estate professionals and investors. Renowned for an entrepreneurial spirit combining unique creativity, flexibility, and the ability to perform
  • Intercoastal Mortgage, LLC
  • 4100 Monument Corner Dr, Suite 220, Fairfax, VA, 22030
  • Our mission is to provide financing for all types of residential mortgage transactions. As a direct lender, we control the process from start to finish; we make the loan decision. All of our loans are processed, underwritten, & closed locally.Our team of loan officers and professionals are equipped with a level of experience that is second to none.