Explore the differences! FHA VS Conventional loan programs in Ocean-Pointe, Honolulu County, Hawaii

In 2025, the loan limit for a conventional loan in Ocean-Pointe, within Honolulu, HI, is $970,800, while the FHA limit for a single-family home is $747,500.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans, determining the income, credit, reserves, and necessary documentation to qualify. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, to help choose the optimal program in HI for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Ocean-Pointe, Honolulu, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $576,800 0%
FHA $747,500 3.5%

The table applies to these zip codes: 96706

Explore Conventional and FHA Loan Options in Ocean-Pointe, HI

The mission of Lendersa® is to swiftly secure the best quality Conventional, USDA, or FHA loan for you, minimizing any hassle. You can start with any of these three approaches to match with lenders and find suitable loan programs.

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