FHA VS Conventional loan programs in 2026 for Ewa-Gentry, Honolulu County, Hawaii

For the year 2026, the maximum limit for a Conventional loan in Ewa-Gentry, situated in Honolulu County of HI, is set at $970,800. On the other hand, the FHA loan limit for a single-family home equals $747,500.

Use the Lendersa® Conventional loan calculator to assess today's best rates between Conventional, FHA, and USDA loans, helping you to determine the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA loans side by side, assisting in deciding which program is optimal for your financial circumstances in HI.

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2026 Loan Limits and Down Payment Needs in Ewa-Gentry, Honolulu County, HI

Type of Loan Maximum Limit Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $576,800 0%
FHA $747,500 3.5%

This table is relevant for the following zip codes: 96706

Exploring Conventional and FHA Loan Choices in Ewa-Gentry, HI

The aim of Lendersa® is to quickly and effortlessly help you secure the best Conventional, USDA, or FHA loan. Choose from three available pathways to connect with suitable lenders and find tailored loan programs.

USDA loan request and matching results via Lendersa


  • Cafe Lending
  • 3850 Priority Way S Dr, Suite 116, Indianapolis, IN, 46240
  • We are a team of coworkers who only want the best for each other. Our mutual respect & caring attitude are reflected in our work & in how we treat our clients. Our guiding principle is to treat those we serve as we would want to be treated. Our team may be small but we are mighty. We understand that time is one of the most valuable things in life.

  • Mortgage Capital Funding LLC
  • 9465 Counselors Row, Suite 232, Indianapolis, IN, 46240
  • We started Mortgage Capital Funding LLC because we wanted to make refinancing or purchasing your home as easy as it should be. By leveraging the speed and efficiency of digital platforms, we make getting a loan faster, less expensive and less invasive, without sacrificing the personal service that helps put your concerns at ease. .

  • Davis Financial Group LLC
  • 3950 Priority Way S Drive, Suite 210, Indianapolis, IN, 46240
  • Davis Homes is one of the premier builders of new homes in Central Indiana. Whether you have your own lot, or aren’t sure where to build, the Davis Homes team will work hard to make sure your home building experience is second to none and your final product is the highest in quality.

  • Langdon Mortgage
  • 250 E. 96th St, Suite 280, Indianapolis, IN, 46240
  • As a correspondent lender, we can fund your loan internally and thus close faster and have greater flexibility and control over your transaction. Since LMC operates as a multi-source mortgage broker as well, we are also able to broker loans through a variety of national investors.

  • Grandview Lending Inc
  • 8445 Keystone Crossing Blvd, Indianapolis, IN, 46240
  • Grandview Lending promotes the American Dream by being one of Indiana's leading mortgage brokers. Our clients receive the most cost-effective, convenient, and customized options for financing and refinancing residential mortgages.Grandview Lending strengthens communities, fosters family, and builds wealth through home ownership.

  • MJW Financial LLC
  • 8465 Keystone Crossing, Suite 145, Indianapolis, IN, 46240
  • MJW Financial opened its doors in early 2008 in spite of the unfavorable housing market conditions.Unhappy with the reputation given to mortgage banks subsequent to the fall of numerous lenders, the founder decided to create a company whose sole purpose would be to provide affordable & appropriate mortgages to both homeowners.

  • West Michigan Credit Union
  • 1319 Front Avenue NW, Grand Rapids, MI, 49504
  • Here at West Michigan Credit Union, we thrive on serving and supporting others. WMCU is a place where our team members make a difference, not just for our members, but for each other. Our culture empowers our team members to express individuality, celebrate our differences, and work towards our mission of helping our members.

  • Mercantile Bank
  • 310 Leonard St NW, Grand Rapids, MI, 49504
  • Mercantile Bank of Michigan was founded in 1997 by Directors and Bankers who firmly believe that customers, employees, and the communities they live in, are best served by financial institutions with local roots. At Mercantile Bank, we use our local Directors, our commitment to the community.