FHA VS Conventional loan in Hickam-Housing, Honolulu County, Hawaii

For 2025, in the city of Hickam-Housing, situated in Honolulu county of HI, the maximum allowable amount for a Conventional loan is $970,800. Alternatively, the FHA limit for a single-family home is set at $747,500.

The Lendersa® Conventional loan calculator empowers you to compare today's best rates across Conventional, FHA, and USDA loans, assessing the necessary income, credit, reserves, and documents to qualify. With our comprehensive mortgage calculator, you can examine Conforming Conventional, USDA, FHA, and VA loans side by side to identify which program in HI best suits your financial context.

Explore loan offers from an array of 100 lenders

Loan Caps and Down Payment Responsibilities for 2025 in Hickam-Housing, Honolulu, HI

Type of Loan Max Loan Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $576,800 0%
FHA $747,500 3.5%

This table pertains to zip code areas: 96853, 96818

Conventional and FHA Loan Choices in Hickam-Housing, HI

Lendersa® is committed to swiftly connecting you to the top Conventional, USDA, or FHA loans without hassle. Start with one of these three options to link with matching lenders and loan offerings:

Lendersa's USDA loan request and outcomes


  • The Wilson State Bank
  • 422 26th Street, Wilson, KS, 67490
  • Since its inception, Wilson State Bank’s primary mission has been to serve the banking needs of our communities and surrounding counties. This mission continues to be the primary driving force behind the Bank today. We pledge to our customers to always provide a hometown atmosphere with people you can talk to and decisions that are made locally.
  • Castroville State Bank
  • 502 Paris Street, Castroville, TX, 78009
  • Castroville State Bank was originally founded by a group of local citizens who recognized the need for a banking facility in Castroville. After traveling to Austin to meet with officials of the Texas Banking Commission, the delegation received approval to begin state banking operations on January 14, 1959.
  • Union Square Credit Union
  • 1401 Holliday St, Wichita Falls, TX, 76301
  • Union Square is the largest credit union in the Texoma Area. We are here to serve you, our members, with the best products available and the most competitive rates around. We are people helping people. We are.... Your Financial Center of Choice! Union Square Credit Union's field of membership is open to those who have the following common bond
  • Texoma Community Credit Union
  • 807 8th St, Suite 100, Wichita Falls, TX, 76301
  • Texoma Community Credit Union has served 11 counties surrounding Wichita Falls, Texas since 1953 with a full range of banking services. We are not a big bank, but a financial cooperative. This means every member gets a vote, and our profits go back into the community each year, rather than into the hands of shareholders.
  • Five Points Bank
  • 2015 N. Broadwell Ave, Grand Island, NE, 68803
  • Five Points Bank is a family-owned bank born out of a need for quality, personalized banking in the Grand Island community. Our customers will always be the priority at Five Points Bank. When it was founded in September of 1971, the Five Points Bank claimed the first bank charter in the area in May of 1971.
  • Citizens Bank & Trust Company
  • 721 7th Street, Saint Paul, NE, 68873
  • The bank began in May of 1888 when five shareholders – A. A. Kendall, W. A. Wilson, Ed McCormick, Husted Agar and T. F. McCarty – incorporated Citizens National Bank. The bank officially opened its door on July 5, 1888. In 1911, it became Citizens State Bank, then in 1930 the bank converted to Citizens National Bank.
  • Mills County State Bank
  • 1017 Parker Street, Goldthwaite, TX, 76844
  • MCBank were planted in 1888 in Goldthwaite, Texas, when banking was limited to the community in which you lived. Back then, the Texas Legislature prohibited the issuing of state bank charters, which meant banks had to either get a national charter or work as a “private bank”—a bank opened to serve a community, with no official charter
  • The City National Bank and Trust Company of Lawton, Oklahoma
  • 500 SW D Ave, Lawton, OK, 73502
  • Since 1901, we have dedicated ourselves to providing solid, stable, & modern banking services to our customers. Originated in Lawton, Oklahoma, City National Bank & Trust has more than 40 + branches that span across Oklahoma and into southern Kansas. We pride ourselves on our commitment to our local communities and our unmatched customer service.