FHA VS Conventional loan programs in Hickam-Housing, Honolulu County, Hawaii

For 2026, in the city of Hickam-Housing, situated in Honolulu county of HI, the maximum allowable amount for a Conventional loan is $970,800. Alternatively, the FHA limit for a single-family home is set at $747,500.

The Lendersa® Conventional loan calculator empowers you to compare today's best rates across Conventional, FHA, and USDA loans, assessing the necessary income, credit, reserves, and documents to qualify. With our comprehensive mortgage calculator, you can examine Conforming Conventional, USDA, FHA, and VA loans side by side to identify which program in HI best suits your financial context.

Explore loan offers from an array of 100 lenders

Loan Caps and Down Payment Responsibilities for 2026 in Hickam-Housing, Honolulu, HI

Type of Loan Max Loan Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $576,800 0%
FHA $747,500 3.5%

This table pertains to zip code areas: 96853

Conventional and FHA Loan Choices in Hickam-Housing, HI

Lendersa® is committed to swiftly connecting you to the top Conventional, USDA, or FHA loans without hassle. Start with one of these three options to link with matching lenders and loan offerings:

Lendersa's USDA loan request and outcomes


  • NOLA Lending Group
  • 25 West Cedar Street Suite 500, Pensacola, FL, 32502
  • At NOLA Lending our mission is to provide unprecedented client service and superior quality lending practices with uncompromising integrity to all of our customers. We are committed to using the newest technology, always increasing our knowledge of the loan industry and continuously searching for new loan products for all of our clients.

  • Cornerstone Mortgage Solutions
  • 6702-C Plantation Rd, Pensacola, FL, 32504
  • Cornerstone Mortgage Solutions, located in Pensacola FL, has been committed to providing excellent service to our clients with a variety of loan programs and competitive rates for over 10 years! Our outstanding mortgage loan originators will work with you one on one to ensure that you get a financial solution

  • PrimeTrust Federal Credit Union
  • 3700 West Bethel Avenue, Muncie, IN, 47304
  • For over 80 years, PrimeTrust has been giving its members just that - a place to turn to for all their financial needs; a place that is friendly & treats them with respect. As a member of the Better Business Bureau, PrimeTrust is able to meet this need. PrimeTrust, the largest credit union based in Muncie & the 27th largest in the State of Indiana.

  • River City Bank, Inc.
  • 500 South Sixth Street, Louisville, KY, 40202
  • At River City Bank, we pride ourselves on our hometown roots. Being a hometown bank means more than citing an address in Jefferson County, it means we are active members of this community. We live where you live, shop where you shop and support many of the same charitable organizations that you are a part of.

  • LG&E Co. Credit Union
  • 820 West Broadway, Louisville, KY, 40202
  • LG&E Co. Credit Union was founded in 1934. LG&E provides space to assist the Credit Union in both offices downtown. Our Credit Union belongs to its members. The Credit Union philosophy is summed up in the phrase "People Helping People". It is a teamwork concept called a cooperative - in which depositors and borrowers are mutually benefited.

  • Discount Equity Services Inc
  • 4800 Strawberry Lane, Louisville, KY, 40209
  • Since 1996, Discount Equity Services Inc. has been serving the Kentucky area. We can provide pre-approval letters in less than an hour. We always keep up with and pass on the best interest rates possible. We also have some of the quickest closings in the industry. Let our experience help your experience.

  • Edmonton State Bank
  • 909 West Main Street, Glasgow, KY, 42141
  • Edmonton State Bank is one of the few, locally owned and operated community banks. The Thompson Family has been serving the needs of our communities for five generations, and current Chairman and CEO John D. Thompson has enjoyed a nearly 60-year tenure working within those communities.

  • South Central Bank
  • 501 S. L. Rogers Wells Blvd, Glasgow, KY, 42141
  • South Central Bank will provide shareholders, customers, team members, and the community with open, honest financial experiences that exceed expectations. South Central Bank will always be the first choice provider for banking solutions that instill confidence among customers, team members, and the community.