FHA VS Conventional loan programs in Hickam-Housing, Honolulu County, Hawaii

For 2026, in the city of Hickam-Housing, situated in Honolulu county of HI, the maximum allowable amount for a Conventional loan is $970,800. Alternatively, the FHA limit for a single-family home is set at $747,500.

The Lendersa® Conventional loan calculator empowers you to compare today's best rates across Conventional, FHA, and USDA loans, assessing the necessary income, credit, reserves, and documents to qualify. With our comprehensive mortgage calculator, you can examine Conforming Conventional, USDA, FHA, and VA loans side by side to identify which program in HI best suits your financial context.

Explore loan offers from an array of 100 lenders

Loan Caps and Down Payment Responsibilities for 2026 in Hickam-Housing, Honolulu, HI

Type of Loan Max Loan Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $576,800 0%
FHA $747,500 3.5%

This table pertains to zip code areas: 96853

Conventional and FHA Loan Choices in Hickam-Housing, HI

Lendersa® is committed to swiftly connecting you to the top Conventional, USDA, or FHA loans without hassle. Start with one of these three options to link with matching lenders and loan offerings:

Lendersa's USDA loan request and outcomes


Hickam-Housing Lenders

  • A Frame Mortgage LLC
  • 127 19th Street, Honolulu, HI, 96818
  • Lends in Hawaii
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Pacific Rim Mortgage
  • 98-151 Pali Momi St, Suite C2A, Aiea, HI, 96701
  • Lends in Hawaii
  • Pacific Rim Mortgage LLC has been around since 2005. We specialize in FHA loans, VA loans, USDA loans, pre-approvals, purchases, refinances, debt consolidation, and credit repair. Our team averages over 12 years of mortgage lending experience. We have closed many loans, won many awards, and worked really hard.

  • Territorial Savings Bank
  • PO Box 1481, Honolulu, HI, 96806
  • Lends in Hawaii
  • Territorial Savings Bank has come a long way from its humble beginnings in 1921 when ten individuals came together to establish the Kaimuki Building & Loan Association. Committed to providing personal financial services to our customers and keeping in step with community needs and account holder expectations

  • Allan Inouye Appraisals
  • PO Box 240540, Honolulu, HI, 96824
  • Lends in Hawaii
  • Our investment in technology means faster turn times for our clients and lower costs for us (and subsequently you). And first and foremost, we keep in mind the importance of customer service. So following the Golden Rule, we treat our clients as we'd want to be treated ourselves whether we're in person, having a phone conversation

  • Infinite Financial LLC
  • 1050 Queen St, Suite 100, Office A2, Honolulu, HI, 96814
  • Lends in Hawaii
  • Duncan Hsia founded Infinite Financial to offer customers the best real estate financing options for their purchases or refinances. Duncan has helped many customers at other mortgage lenders over the years, but was frustrated to be limited to certain products and services. Now, at Infinite Financial, he’ll be able to build a team.

  • CF Home Loans LLC
  • 1050 Queen St, Suite 100, Honolulu, HI, 96814
  • Lends in Hawaii
  • Our executive team consists of industry experts and professionals in the financial and real estate industry. We are well versed when it comes to understanding how a mortgage can affect clients in all areas of their financial life. With a highly dedicated executive team, CF Home Loans is committed to providing an environment to promote teamwork.

  • Mortgage Unlimited
  • 1314 South King Street, Suite 1153, Honolulu, HI, 96814
  • Lends in Hawaii
  • mu-hawaii have been first time home buyers and are home owners just like you. We are invested in being a positive role in your refinance or home purchase now and in the future and also In the ever changing technological landscape, we invest in modern and efficient systems to help insure we are able to provide lower rates and faster close times.

  • Hawaii Best Loans
  • 1288 Ala Moana Blvd, Suite 19E, Honolulu, HI, 96814
  • Lends in Hawaii
  • HAWAII BEST LOANS offers residential mortgage loans in Hawaii from top-notch lenders. We follow a simple formula that has made us one of the most trusted residential mortgage companies in Hawaii. We understand that obtaining a home loan is one of the biggest decisions of your life and we are therefore committed to making the process as easy

  • Smart Money Inc.
  • 1600 Kapiolani Blvd, Suite 633, Honolulu, HI, 96814
  • Lends in Hawaii
  • Smart Money is a mortgage broker servicing the State of Hawaii. We specialize in conventional, VA, FHA, USDA, portfolio, and hard money residential home loans. Whether you're a first time home buyer or investor, we can help. We have access to many lenders and guidelines, which in turn give you the best options.

  • Infinite Financial, LLC
  • 1050 Queen St, Suite 100, Office A2, Honolulu, HI, 96814
  • Lends in Hawaii
  • Infinite Financial, LLC, NMLS # 1866302, works with both local and national lenders to provide the best products and services to mortgage customers. From conventional to VA to USDA to FHA to portfolio, non-QM, and hard money options, Infinite Financial has the products to meet your needs