FHA VS Conventional loan programs in Honolulu, Honolulu County, Hawaii

In 2025, Convetional loan limit in Honolulu, county of Honolulu, HI is $1,089,300 while FHA limit is $770,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in HI is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Honolulu, county of Honolulu, HI

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $770,500 3.5%

The comparison table applies to zip codes: 96859, 96850, 96822, 96826, 96813, 96815, 96814, 96817, 96816, 96819, 96818, 96801, 96802, 96803, 96804, 96805, 96806, 96807, 96808, 96809, 96810, 96811, 96812, 96820, 96823, 96828, 96830, 96836, 96837, 96838, 96839, 96840, 96841, 96843, 96844, 96846, 96847, 96848, 96849, 96858, 96898

Conventional and FHA loan options in Honolulu, HI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • 167th TFR Federal Credit Union
  • 1945 Edwin Miller Boulevard, Martinsburg, WV, 25404
  • Working together towards a common goal is an idea familiar to us as citizens, as employees, and as family members. Working together, we succeed in building a better future for all. That spirit of cooperation inspired the formation of the 167th TFR Federal Credit Union in 1959. As a credit union, we're a non-profit financial cooperative
  • Mortgage Financing.com
  • 115 Aikens Center, Suite 20B, Martinsburg, WV, 25404
  • The MortgageFinancing.com Team is your premier mortgage team located in Martinsburg, West Virginia. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Martinsburg area
  • American Pacific Mortgage
  • 55 Meridian Parkway, Suite 101, Morgantown, WV, 25404
  • Welcome to the Burke Team at American Pacific Mortgage, where we prioritize trust, expertise, and personal service in your home financing journey. Our experienced team guides you through the mortgage process, tailoring our services to your needs, whether you're a first-time buyer, refinancing, or exploring investments. Experience the Burke Team dif
  • Anderson Brothers Bank
  • 101 N. Main Street, Mullins, SC, 29574
  • Anderson Brothers Bank is a full service community Bank offering a complete range of competitive loan services and deposit products. Founded in 1933, this family-owned Bank blends the elements of traditional personal service, local market awareness, and advanced technology to meet the financial needs of its customers.
  • Southernmost Federal Credit Union
  • 1004 Kennedy Dr, Key West, FL, 33040
  • You become an owner of the credit union with your membership. Because of the cooperative effort of all members, your credit union offers several advantages over other costly financial institutions. Your membership is effective as long as you maintain a $5 minimum Share Account balance.
  • Keys Federal Credit Union
  • 3022 N. Roosevelt Blvd, Key West, FL, 33040
  • In 1940, a group of naval station employees received a federal charter and founded NAVSTA Federal Employees Credit Union. Our founders believed if they pooled their money together, they could provide more affordable financial services for everyone. They had a vision, and over 80 years later their vision has become Keys Federal Credit Union!
  • Keys Financial Mortgage Corp
  • 302 Southard Street, Suite 212, Key West, FL, 33040
  • Keys Financial Mortgage is a mortgage brokering institution that prides itself in providing high quality home loan services to the public. It is our mission to provide high quality mortgage programs at the most competitive rates. Our goal is to provide our clients with the resources of the nation’s best lenders,
  • Blue Sky Mortgage Services of Nc
  • 330 Raleigh Street, Unit 2, Holly Springs, NC, 27540
  • Blue Sky Mortgage Services of N.C, Inc. is a purposely small mortgage broker company dedicated to providing personalized service for each and every one of our clients. Our company is a full service broker providing a wide variety of loan products from a large base of wholesale lenders.
  • Sunset Lake Mortgage Inc.
  • 1100 Holly Springs Road, Suite 203, Holly Springs, NC, 27540
  • Sunset Lake Mortgage is a mortgage broker serving the Raleigh-Durham area and entire state of North Carolina with a small boutique type service experience. Steve’s success has resulted from a combination of his customer service excellence and consistently offering mortgage solutions that save his client’s money due to low margins and overhead.