FHA VS Conventional loan programs in 2026 for Honolulu, Honolulu County, Hawaii
In 2026, the Conventional loan limit in Honolulu, Honolulu County, HI, is $1,089,300, whereas the FHA limit for a single-family home is $770,500.
Utilize the Lendersa® Conventional loan calculator to compare the prime rates of Conventional, FHA, and USDA loans today. It helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the best program in HI for your financial scenario.
2026 Loan Limits and Down Payment Requirements in Honolulu, Honolulu County, HI
Loan Type
Maximum Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$725,000
0%
FHA
$770,500
3.5%
This comparison table applies to the following zip codes: 96859
Conventional and FHA Loan Options in Honolulu, HI
The goal of Lendersa® is to provide you with the fastest and most efficient access to the best Conventional, USDA, or FHA loans without a hassle. Choose one of three starting points to connect with matching lenders and loan programs.
At East Tennessee Military Association Federal Credit Union (ETMA FCU), we understand and greatly value the service that you have undertaken for our country. It has impacted you and your entire family. From your spouse to your parents and siblings, your service to our great country has impacted all of us.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1445 Woodmont Lane Northwest #2204, Atlanta, GA, 30318
Cornerstone Business Capital
Business financing
Cornerstone Business Capital empowers small businesses with fast, flexible funding solutions that keep cash flow strong and growth on track. Get growth capital with a straightforward process and supportive guidance. Call 404-476-1287 or visit cornerstonebusinesscapital.com for all lending products available.
Unlimited Funding specializes in funding real estate properties that banks won't lend on for various reasons. Our clients desire asset based lending that allows them to purchase and refinance properties without the red tape, heavy documentation, and strict bank underwriting guidelines that kill many deals.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
1185 Collier Rd NW, Suite 2216, Atlanta, GA, 30318
Our focus is on providing our clients with the necessary knowledge and tools to help them reach their home financing goals, while ensuring they maintain a level of financial stability. Let’s face it – purchasing a home is typically the most significant purchase a person will make, and mortgage payments account for a sizeable portion
4707 Papermill Dr, Suite 102, Knoxville, TN, 37909
Real Estate Finance Group are a local, knowledgeable, and professional mortgage company that cares about its clients. Real Estate Finance Group employs credit trained mortgage consultants with immediate decision making authority REFG is fueled by a genuine belief in the ‘customer for life’ principal.
Keystone Mortgage was founded out of a desire to provide Tennesseans with a better home mortgage provider. Founder and President Matt Padgett was purchasing a residential investment property in 2004, and he became increasingly irritated by and disappointed in the lack of knowledge and good customer service he encountered along the way
2060 Mount Paran Road NW, Suite 100, Atlanta, GA, 30327
CSB, we are passionate about community banking. We’re committed to the relationships we build and the communities we serve. Local. And Proud Of It. is more than our tagline: it’s what drives every interaction with our clients and communities. We offer a full range of banking services designed for businesses
