Explore the differences! FHA VS Conventional loan programs in Kekaha, Kauai County, Hawaii

In 2025, the conventional loan cap in Kekaha, within Kauai county, HI, stands at $1,089,300, whereas the FHA loan limit for a single-family dwelling is $977,500.

The Lendersa® Conventional loan calculator is perfect for comparing the best rates today for Conventional, FHA, and USDA loans. Analyze required income, credit, reserves, and necessary documents to qualify. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to help you determine which program in HI suits your financial needs.

Review loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Kekaha, County of Kauai, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

This comparison table applies to communities with zip codes: 96752

Explore Conventional and FHA Loan Options in Kekaha, HI

The objective of Lendersa® is to pair you with the best available Conventional, USDA, or FHA loan efficiently and without stress. Choose one of three starting options to connect with matching lenders and loan solutions.

Matching results from Lendersa USDA loan requests


  • Moneyline New York LLC
  • 502 Audubon Trail, Rochester, NY, 14622
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • JP Mortgage Lending
  • 422 Allegheny Street, Hollidaysburg, PA, 16648
  • Our company is based on the belief that our customers’ needs and those of their family are of the utmost importance. Our entire team is committed to meeting those needs. As a result, over 80 percent of our business is from repeat customers and referrals. We value our Past Clients, Realtor, Builder and Financial Planner relationships.
  • Snare & Associates Mortgage Services, LLC
  • 110 Jefferson Street, Suite 101, Hollidaysburg, PA, 16648
  • Snare & Associates Mortgage Services, LLC works to move each of our clients into the home of their dreams. Homebuyers all throughout Pennsylvania, who are unsure where to start or where to find the best loans will appreciate our Free, Quick, and Easy application process and competitive rates.
  • Bank of Central Florida Lakeland
  • 5015 South Florida Ave., Lakeland, FL, 33813
  • Bank of Central Florida was founded to serve the financial needs of the local marketplace. The Bank is guided by a local Board of Directors with deep roots in the Central Florida area. These Board members have vast knowledge of the local business climate & are driven by their vision for a financial services institution.
  • Loantrust Mortgage, Inc
  • 1258 Scottsland Dr., Lakeland, FL, 33813
  • "We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business. "
  • Better Lending Team
  • 10745 Foxhole Road, Clermont, FL, 34711
  • The Better Lending Team team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • WIT Federal Credit Union
  • 22 4th Street, Rochester, NY, 14609
  • Since our founding in 1962 we have been there for our members through every stage of their lives. Whether starting out with a credit builder loan, student loan, first car… or if moving on to that new car, a Recreational Vehicle for fun, or a home mortgage, WIT has been and will be, here for you.
  • Rochester & Monroe County Employees Federal Credit Union
  • 460 N Goodman Street, Rochester, NY, 14609
  • Get the most out of your membership with Rochester & Monroe County Federal Credit Union. With a full range of financial products and services, our goal is to help make banking easy for our members so they can meet their goals. Members are eligible for a range of services to make banking, investing, and lending easier than ever.
  • Charlotte State Bank & Trust
  • 1100 Tamiami Trail, Port Charlotte, FL, 33953
  • Established in 1987 and known as the “Hometown Bank, ” Charlotte State Bank & Trust serves the financial needs of customers throughout Southwest Florida, including full-service offices in Punta Gorda, Charlotte Harbor, Port Charlotte and North Port; Loan Production Offices in Collier
  • BayPort Lending LLC
  • 750 Tamiami Trail, Unit 2, Port Charlotte, FL, 33953
  • BayPort Lending has a team of loan agents with experience and knowledge to guide you through the home buying process. We are local, based in Port Charlotte, Florida and serve the Southwest Florida region.Our team can get you pre-qualified to get a new home or refinance a home.We guide you through the entire process, helping you get the lowest rate.