FHA VS Conventional loan programs in Wailea, Maui County, Hawaii

In 2026, the limit for a Conventional loan in Wailea located in Maui county, HI, is $1,089,300; meanwhile, for a single-family home, the FHA limit stands at $977,500.

Leverage the Lendersa® Conventional loan calculator to compare the best rates across Conventional, FHA, and USDA loans today. Evaluate essential income, credit, reserve requirements, and documentation needed to qualify. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable option for your financial requirements in HI.

Review loan offers from a diverse range of 100 lenders

2026 Loan Limits and Down Payment Specifications in Wailea, Maui, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

This comparison applies to zip codes: 96790

Conventional and FHA Loan Opportunities in Wailea, HI

Lendersa® is dedicated to efficiently delivering the best Conventional, USDA, or FHA loan options tailored to your needs quickly. Choose from one of these three starting paths, each leading to effective matches with lenders and loan programs:

Explore results of Lendersa USDA loan requests


  • South Florida Federal Credit Union
  • 1902 NW 14 Avenue, Miami, FL, 33125
  • South Florida Federal Credit Union merged with Guardians Credit Union to become South Florida FCU, A Division of Guardians Credit Union. We did not think of this next step as a merger, but more so a partnership with Guardians Credit Union, as SFFCU will keep its brand and identity and will function as a division of Guardians Credit Union.

  • Gelt Financial LLC
  • 6401 Congress Ave Suite 215, Boca Raton, FL, 33499
  • Gelt Financial, LLC ("Gelt"​) is a non bank direct commercial lender satisfying its clients financial needs and goals since 1989. Gelt's robust commercial product offerings are available across the country to US Citizens and Foreign Nationals. We focus on loans between $100,000 and up.

  • We Florida Financial
  • P.O. Box 14548, Fort Lauderdale, FL, 33302
  • We Florida Financial is your credit union. Since 1952 we have served Fort Lauderdale, then Broward County, and today we serve individuals in 46 Florida counties. We Florida Financial is federally insured by the NCUA. We are a not-for-profit cooperative owned by our members who get to earn more and keep more of their money

  • Insource Funding
  • 433 Plaza Real #275, Boca Raton, FL, 33432
  • Insource Funding is redefining real estate investment with no-doc financing. As a nationwide direct private lender, we specialize in bridge and 30-year fixed rental loans, offering quick in-house approvals. Say goodbye to credit score worries and hello to flexible deal structures with asset-based underwriting. Experience consistent closings in 13 d

  • Reverse Mortgage Lending Center
  • 40 S.E. Fifth Street, Suite 502, Boca Raton, FL, 33432
  • We Promise to fully explain to you all the latest and most accurate information about Reverse Mortgages, but we also promise to never pressure you in any way. If you decide to proceed, we will be with you through every step of the process and after. We will always treat you with the respect you deserve.

  • Reach Home Loans
  • 327 Plaza Real, Suite 215, Boca Raton, FL, 33432
  • At Reach Home Loans communication, transparency, and speed are the focus. Our client and Realtor® reviews are a testament to that. Since our business relies heavily on word of mouth referrals, we understand the importance of being available to clients and referral partners beyond traditional banking hours.

  • lending2U
  • 1877 S Federal Hwy, Suite 304, Boca Raton, FL, 33432
  • "At LENDING2U we focus on working together and supporting our clients with effective and personalized financial solutions. We offer mortgages for residencial & commercial properties, constructions, ReFinancing and improvements.

    Our business areas include investors, brokers and realtors to become the best option of mortgage services."

  • Ameritrust Mortgage Associates
  • 150 East Palmetto Park Road, Suite 800, Boca Raton, FL, 33432
  • Ameritrust Mortgage Associates will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. Melinda have been a Mortgage Loan Originator for over 26 years.

  • A Class Loans LLC
  • 1600 South Dixie Highway, Suite 500A, Boca Raton, FL, 33432
  • We are conveniently located in Boca Raton Florida, we offer our services with honesty, fast process, and responsibility. Our company does not focus in close loans only, we focus in the best interest for our customers. The company has 1 principal on record. The principal is Glenn Fradera from Boca Raton FL.

  • Dot Mortgage Company LLC
  • 1200 N. Federal HIghway, Suite 200, Boca Raton, FL, 33432
  • "DOT SPECIALIZES IN FINANCING FOR FOREIGN NATIONALS.

    The FOREIGN NATIONAL market is small and unexplored due to its complexity. We seek and formulate the best financing solutions for foreigners. We also have teams dedicated to working with the various categories of loans already existing in the North American Market"

  • PRIMA FINANCIAL SERVICES INC
  • 33 SouthEast 7th Street, Suite N, Boca Raton, FL, 33432
  • Prima Financial Services, strives to be your financial service provider of choice. We recognize that you have a choice and that we have to earn your trust and confidence. Our objective is to serve each of our customers with the up most quality and honesty in obtaining a mortgage. Prima Mortgage originators are trained to obtain you