FHA VS Conventional loan programs in Waialua, Honolulu County, Hawaii

For 2026, the conventional loan limit in Waialua, within the county of Honolulu, HI, is $1,089,300, while the FHA limit for a single-family house is $770,500.

Utilize the Lendersa® Conventional loan calculator to assess today’s best rates across Conventional, FHA, and USDA loans, and determine what income, credit, reserves, and documents you need to qualify. Our sophisticated mortgage calculator lets you compare Conforming Conventional loans alongside USDA, FHA, and VA options to assist your decision on the most appropriate program in HI for your financial scenario.

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2026 Loan Limits and Down Payment Specifications in Waialua, County of Honolulu, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $770,500 3.5%

This comparison table applies to these zip codes: 96791

Available Conventional and FHA Loan Choices in Waialua, HI

The mission of Lendersa® is to rapidly connect you with the ideal Conventional, USDA, or FHA loan, free of hassle. Choose one of three starting approaches that align you with matching lenders and loan packages.

Lendersa USDA loan request results and matching outcomes


  • First Fidelis
  • 6025 Metcalf Ln, Suite, Suite 210A, Overland Park, KS, 66202
  • At First Fidelis, LLC, we know that buying a home is a big decision, and we understand how important it is to choose the loan that’s right for you. As a premier low interest refinance lender in Kansas City, First Fidelis was founded by Lance Richards, whose mission was to offer all our clients the best loans available.

  • Crossroads Investment Lending
  • 7803 Shawnee Mission Parkway, Mission, KS, 66202
  • Crossroads Investment Lending provide short-term funding for real estate investments in the Kansas City Metro. We provide the bridge funding so you, the investor, can buy and rehab and sell more properties

    One of the most difficult hurdles for todays real estate investors is to obtain funding for the purchase and rehab of their residential inves

  • PrimeWay Federal Credit Union
  • 12811 Northwest Freeway, Houston, TX, 77040
  • PrimeWay is a not-for-profit financial cooperative with multiple branches, local to the Houston area (including Harris County, Fort Bend County and Washington County). At PrimeWay we believe that the best way to build strong communities is to help the families in our community create their own financial strength.

  • Hillcrest Capital LLC
  • 7676 Hillmont Street, Suite 105, Houston, TX, 77040
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • NewCity Mortgage
  • 16597 Village Dr, Houston, TX, 77040
  • New City Mortgage and the loan team have the experience, expertise, and loan programs that you need. Fast closings and more loan products make the difference. Our mission is to provide financing to help you buy the home you want, fast and also New City Mortgage has the experience, expertise, and loan programs.

  • Farmers Bank of Kansas City
  • 14231 Metcalf Ave, Overland Park, KS, 66223
  • We provide deposits and lending services to a broad range of consumer, retail, manufacturing, agricultural, energy, real estate and commercial customers. Our community banks provide hometown service, resources and support for the eight communities we serve in central Kansas and Overland Park, Kansas.

  • Red Door Funding
  • 110 Avenue B, Suite 100, Stafford, TX, 77477
  • Red Door Funding. Providing Short-Term Loans for Real Estate Investments in Houston, San Antonio, and Austin, Texas so you, the Investor, can buy, rehab and resell more Hot Properties! Red Door Funding provides you with the funds you need to quickly close on a “Hot Real Estate Investment!

  • Harvest Residential Mortgage Services
  • 4800 Sugar Grove, Suite 620-C, Stafford, TX, 77477
  • Harvest Residential Mortgage Services is a Professional & Reliable company. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, and individual home-buyers throughout the State of Texas and also We offer great customer service.

  • Prompt Mortgage LLC
  • 920 FM 1092, Suite 207, Stafford, TX, 77477
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home/commercial loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • TOP CHOICE LENDING, LLC
  • 11224 Southwest Fwy, Suite 100, Houston, TX, 77031
  • Our goal at Top Choice Lending is to provide clients with an exceptional customer experience & access to a variety of lenders. We offer a variety of loans including: Conventional, FHA, VA, USDA, Refinances, commercial mortgages, business lines of credit, working capital, hard money (bridge) loans, and SBA loans.

  • One Source Home Mortgage
  • 2408 Timberloch Place, Suite B-3, The Woodlands, TX, 77380
  • One Source Home Mortgage was Est. in 2003 by Owner / Broker Tom Derrick. We have built our reputation on high values, honesty and integrity. We believe by giving our clients the best service, competitive rates and fees, we have built a network of satisfied clients, that conitinue to send thier friends and family to our Company for the same respect

  • Jackson Henry Mortgage, LLC
  • 26403 Oak Ridge Drive, Suite 200, Spring, TX, 77380
  • Jackson Henry Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders