Explore the differences! FHA VS Conventional loan programs in Waipio-Acres, Honolulu County, Hawaii

As of 2025, the conventional loan cap in Waipio-Acres, within the county of Honolulu, HI, is set at $970,800. Meanwhile, for a single-family residence, the FHA cap stands at $747,500.

Use the Lendersa® Conventional loan calculator to assess the current rates for Conventional, FHA, and USDA loans. This will help you figure out the income, credit, reserves, and documentation needed to qualify. With our innovative mortgage calculator, compare Conforming Conventional loans alongside USDA, FHA, and VA options, allowing you to determine the best fit for your financial needs in HI.

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2025 Loan Caps and Down Payment Requirements in Waipio-Acres, County of Honolulu, HI

Loan Type Loan Cap Down Payment
Conventional Conforming $970,800 3%
USDA $576,800 0%
FHA $747,500 3.5%

These figures are relevant for zip codes: 96789

Loan Options: Conventional and FHA in Waipio-Acres, HI

Lendersa® aims to quickly and conveniently secure you the most suitable Conventional, USDA, or FHA loan. You can start with one of three steps, each leading to customized lender matches and loan programs.

Lendersa USDA loan request and matching results


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