FHA VS Conventional loan in Algona, Kossuth County, Iowa

In 2025, the Conventional loan limit in Algona, part of Kossuth county in IA, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Understand the required income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program in IA for your financial situation.

Explore loan offers from a selection of 100 lenders

Loan limits and down payment needs for 2025 in Algona, Kossuth county, IA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 50511

Conventional and FHA loan solutions in Algona, IA

The objective of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan, with minimal hassle. Select one of three pathways to connect with lenders and suitable loan offerings.

Lendersa's USDA loan requests and matching results


  • Ritter Mortgage Group
  • 1230 Nottingham Road, Westminster, MD, 21157
  • The Ritter Mortgage Group was founded by Jon Ritter with the goal of helping homebuyers and their realtors with financing their home purchase, while setting our loan originators apart by a level of service that is not often found in our industry.We specialize in finding the right loan to meet your needs .
  • MortgageOne, LLC
  • 102 Skyline Ct, Westminster, MD, 21157
  • We opened our full-time offices in Maryland in 1999. We are a small operation committed to providing the best possible lending experience available. All of our mortgage consultants are seasoned professionals with an average of more than 15 years experience. We consider ourselves consultants, not loan officers because we work with you to determine.
  • MidAtlantic Farm Credit
  • 45 Aileron Ct., Westminster, MD, 21157
  • MidAtlantic Farm Credit is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, livestock and production; crop insurance; and rural home mortgages. The co-op has over 10, 600 members and almost $2.4 billion in loans outstanding. MidAtlantic has branches serving DE, MD, PA VA and WA.
  • Guarantee Mortgage, LLC
  • 2770 North FM565 Road, Mont Belvieu, TX, 77523
  • Guarantee Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
  • Capital Finance Mortgage LLC
  • 7112 Cypress Hill Drive, Gaithersburg, MD, 20879
  • At Capital Finance Mortgage, we are a residential mortgage lender that believes your home is your most important investment, and when it comes to your mortgage, you deserve expert advice. We believe in using our experience to educate our clients, and in helping you find the right loan for your family, and for your goals.
  • Realty Group Mortgage, LLC
  • 6 Montgomery Village Avenue, Suite 270, Gaithersburg, MD, 20879
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Abbeville Building & Loan
  • 1212 Charity Street, Abbeville, LA, 70510
  • Abbeville Building & Loan is a mutual state-chartered savings bank that has been operating in Abbeville, Louisiana since 1890. Our bank prides itself in providing excellent customer service. Our main emphasis is the origination and servicing of owner-occupied residential loans. We also have a full range of savings accounts
  • First Capital Federal Credit Union
  • 1601 Kenneth Road, York, PA, 17408
  • This credit union was originally established as the S. Morgan Smith Credit Union and incorporated under the laws of the Commonwealth of Pennsylvania on December 23, 1954. It became known as the Allis Chalmers Credit Union upon that company's acquisition of the S. Morgan Smith Company on April 1, 1959.
  • The First National Bank of Layton
  • 12 South Main Street, Layton, UT, 84041
  • At First Community Bank, we don't aspire to a vision of transacting business. We aim for transforming lives. Everything we do as a bank goes towards helping our customers become empowered and succeed financially. When you bank with First Community, your banker is more than just a face in the crowd.
  • Finance With Steve
  • 1133 N Main St, Suite 150, Layton, UT, 84041
  • Steve have been Home Mortgage Loans expert in Utah, doing home loans since 1996. He have the experience to walk you through any issues, concerns or circumstance. Steve can help you if you've had a bankruptcy, or foreclosure and He can show you how to easily become a real estate investor.
  • IntroLend Utah
  • 579 Heritage Park Blvd, Suite 201, Layton, UT, 84041
  • At IntroLend™ our mission is to greatly simplify the application, pre-approval and shopping phase of the housing finance process. Core to our value and services is to ensure that every client receives a competitive bid from multiple local and top-ranked mortgage and personal finance professionals.