FHA VS Conventional loan in Garner, Hancock County, Iowa

In 2025, the conventional loan limit for Garner, located in Hancock county, IA, is set at $726,200, whereas for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates, comparing Conventional, FHA, and USDA loans. This advanced mortgage tool allows for a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you to decide which program in IA is optimal for your financial situation. Assess critical factors such as income requirements, credit reserve levels, and necessary documents for qualification.

View loan offers from a network of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Garner, Hancock, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison applies to zip codes: 50438

Options for Conventional and FHA Loans in Garner, IA

Lendersa® strives to connect you with the best possible Conventional, USDA, or FHA loans efficiently, sans hassle. Choose from three starting points that lead to matching lenders and loan programs tailored to your needs.

Visit Lendersa to view USDA loan request matching results


  • The Brooks Bailey Group
  • 108 Orange St, Suite 5, Redlands, CA, 92373
  • The Bailey Group Has Been An Active Top-Producer In The Southern California Real Estate Market Since He Began His Real Estate Career. This Is Because He Focused On What Is Most Important: You, The Client. Brooks Has Had The Frustration Of Seeing Other Agents Not Understand The Huge Responsibility And Honor.
  • Jayco Home Loans
  • 490 Alabama Street, Suite 101, Redlands, CA, 92373
  • The BEST at Hard Money. We are fast, efficient and no BS. Give us a call so we can get our heads wrapped around your scenario and your needs. We serve California, HOWEVER, will also speak to borrowers from other states, as we have various referral sources and will make the best recommendation for your needs.
  • Sunnie Baltes, Mortgage Lender
  • 300 E State Street, Suite 210, Redlands, CA, 92373
  • My goal is to make homeownership not only a goal, but a reality! I offer many loan programs for purchases and refinances such as Conventional, FHA, VA, USDA, JUMBO, Down Payment Assistance and First Time Homebuyer products. I provide financing for residential homes with occupancies of primary residence
  • Jennifer Lund Mortgage
  • 184 S. Eureka Street, Redlands, CA, 92373
  • "Jennifer Lund has established herself as a top producing and performing mortgage professional at Caliber Home Loans. Experience exceptional service at Jennifer Lund Mortgage. Equal Housing Lender. Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act."
  • Viewpoint Financial
  • 127 East State Street, Redlands, CA, 92373
  • "Viewpoint Financial is a boutique mortgage brokerage that includes a Real Estate Listing and Sales Division. We are located in the historic city of Redlands, California. With mortgage experience dating back to 1984, being an approved broker with many different lenders, and having business and social relationships all over the Inland Empire,"
  • Citrus Heights Mortgage
  • 300 East State Street, Suite 480, Redlands, CA, 92373
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • About Redlands Realty
  • 14 North Fifth Street, Redlands, CA, 92373
  • About Redlands Realty is a full-service real estate agency in the heart of Redlands - serving the San Bernardino and Riverside Counties. From financing to closing deals on properties, our small (but mighty) team can help you through the entire home-buying, selling, and owning experience.
  • Jayco Home Loans
  • 490 Alabama Street, Suite 101, Redlands, CA, 92373
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Reliance Mortgage Inc.
  • 1008 140th Ave NE, Suite 101, Bellevue, WA, 98005
  • Reliance Mortgage has been simplifying residential, commercial and construction loans since 1992. The company remains one of the strongest truly local institutions in the Pacific Northwest. Today, we are a premier leading Asian Mortgage broker in Washington. We are currently licensed to do loans in Washington, Oregon, California & Nevada.
  • Homelink Mortgage, Inc.
  • 365 118th Avenue Southeast, Suite 200, Bellevue, WA, 98005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and superior service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • NW Sunrise Mortgage LLC
  • 11900 NE 1st St, Suite 300, Bellevue, WA, 98005
  • We aim to offer the best professional housing loan service to meet our clients' financial needs in the Greater Seattle Area. NW SUNRISE MORTGAGE LLC was incorporated on Feb 26 2020 as a PROFIT Limited Liability Company Type registered at 11900 NE 1ST ST STE 300, BELLEVUE, WA. The agent name of this company is XU CHEN.