FHA VS Conventional loan in Carroll, Carroll County, Iowa

In the year 2025, the limit for a conventional loan in the city of Carroll, within Carroll county, IA is set at $726,200. Meanwhile, the FHA loan limit for a single-family residence is $472,030.

Employ the Lendersa® Conventional loan calculator for a comparative evaluation of today's rates for Conventional, FHA, and USDA loans. It helps ascertain the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, enabling you to determine the most suitable program in IA for your financial needs.

Examine loan offers from a network of 100 lenders

Down payment requirements and 2025 loan limits in Carroll, Carroll county, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to the following zip codes: 51401

FHA and Conventional loan choices in Carroll, IA

The mission of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loan without complications. Choose from three different starting points that facilitate lender and loan program matching.

USDA loan request and matching results by Lendersa


  • Poldnev Dennis
  • 216 W. Foothill Blvd, Monrovia, CA, 91016
  • Our company provides complete commercial property management and consulting services for all sizes of property owners – from the individual to the institutional. Appreciating that property owner’s needs differ, our first and most important task is listening to and understanding our client’s needs and objectives.
  • Transglobal Lending
  • 185 West Chestnut Avenue, Monrovia, CA, 91016
  • The TransGlobal Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • North County Credit Union
  • 17045 Via Del Campo, San Diego, CA, 92127
  • North County CU is a not-for-profit financial cooperative owned by its members. As a not-for-profit cooperative, we're always looking for ways to save you money any way we can. North County CU representatives are rewarded for finding you the best deal - not on making record profits.
  • Norstar Capital
  • 11440 West Bernardo Court, Suite 300, San Diego, CA, 92127
  • Norstar Capital your secret weapon to finding the lending program that’s right for you. Principal/Broker Dee Hontz has access to a wide range of loan products through established relationships with banks, mortgage bankers, non-depository portfolio lenders, and direct private money investors.
  • Urban Lynx Realty, Inc
  • 11440 West Bernardo Court, Suite 300, San Diego, CA, 92127
  • We provide our clients with products & services tailored to meet their specific needs at the best rates possible, while providing the highest quality of customer service. In addition to our Homes for Heroes program, we also dedicate a portion of every transaction to further our outreach programs to local churches, schools, senior & veteran centers.
  • Federal Capital Funding Group
  • 11417 West Bernardo Court, Suite I, San Diego, CA, 92127
  • Federal Capital Funding Group are Mortgage Experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. Our areas of expertise also includes customizing residential mortgage solutions.
  • iServe Residential Lending, LLC
  • 10920 Via Frontera, Suite 520, San Diego, CA, 92127
  • We are a customer-centric organization who is determined to make our customers' financial goals become a reality both quickly and efficiently through a diverse platform of mortgage solutions. When each of our employees says "I care" it’s not just a statement, but a philosophy displayed through our professionalism and exceptional service.
  • Capital Loan Associates
  • 11590 W. Bernardo Court, Suite 120, San Diego, CA, 92127
  • Capital Loan Associates is committed to helping you find the right mortgage product to fit your needs. We understand that every borrower is a little different, and that is why we offer a variety of products to meet your individual requirements. We strive to make the process of securing a mortgage simple
  • Pacific Horizon Financial
  • 16875 W. Bernardo Drive, Suite 290, San Diego, CA, 92127
  • Pacific Horizon Financial, Inc. has offered attractive loan opportunities to both qualified borrowers and investors since 1989. Based in beautiful San Diego, CA, the company owes much of its success to a veteran, hands-on management team that follows the business model of investing in mortgages on commercial property.
  • Talimar Financial
  • 16880 West Bernardo Drive, #140, San Diego, CA, 92127
  • TaliMar Financial is a California hard money lender that specializes in financing short term residential and commercial private money estate loans. We are currently focused on a providing capital for fix and flip, construction, and bridge loans. For more information on our lending programs.
  • Prime Broker Loans LLC
  • 4322 Hidden Oaks Drive, Yorba Linda, CA, 92886
  • At Prime Broker Loans LLC. We are a full-service mortgage company based in Yorba Linda, CA. We specialize in FHA and Jumbo Home Loans in Yorba Linda. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code 92886, we can help you realize your dream of homeownership
  • Pacific California Financial
  • 145 N Lemon St, Orange, CA, 92886
  • We provide our home buying clients with local expertise to help them find the ideal home and neighborhood to suit their lifestyle. We represent new home developers who specialize in building luxury homes in prime residential neighborhoods. Each home is crafted to offer the best in contemporary design and amenities.