FHA VS Conventional loan programs in Harlan, Shelby County, Iowa
In 2026, the loan limit for Conventional loans in Harlan, Shelby county, IA is set at $726,200, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess the top rates available today across Conventional, FHA, and USDA loans. Determine the needed income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping to identify the best program in IA for your financial needs.
Loan Limits and Down Payment Requirements for 2026 in Harlan, Shelby County, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 51537
Conventional and FHA Loan Choices in Harlan, IA
The mission of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loan, without hassle. Choose one of three starting points to connect with matching lenders and appropriate loan programs.
Jiwani Financial Group was established in 2006 and since then we are successfully meeting the objective of helping small and medium size businesses - all over the United States - to acquire Business Loans, Commercial Lines of Credit and Consultancy at most competitive rates and the best suited terms.
"At Homefinity, we understand that your home loan needs to be as unique as your home life.
Whether you want a fast and convenient process or in-depth guidance, you need someone who can help you move through the process at your pace. With decades of combined experience, our nationwide professionals will coach you through your home investment."
4030 Mount Carmel Tobasco Road, Suite 220, Cincinnati, OH, 45255
The Rolph Mortgage team is committed to providing customers with the highest quality financial services with the lowest interest rates and closing costs possible by partnering with many lenders while providing 100's of mortgage options. We will work with you to ensure that you get a mortgage that is tailored specifically to your needs.
"Founded in 1942, Maumee Valley Credit Union is celebrating its 78th anniversary this year.
Our original field of membership consisted of employees of the New York Central Railroad, Penn Central Railroad, and Consolidated Rail Corporation. With increased popularity and demand for credit union services we began to expand our field of membership
North East Texas Credit Union has been open since 1948. The credit union has assets totaling $201 Million and provides banking services to more than 14, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
The American Loan Mortgage Corp Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Ohio USDA/RD Loans Home Purchase Loans Home Refinance Loans Cash Out Home Loans Jumbo Home Loans FHA Loans / VA Loans
Millstream Area Credit Union was organized for the union employees of Cooper Tire & Rubber Company in Findlay, Ohio. It included their wives, husbands, parents, widows and widowers of members in good standing at the time of their death, and dependent children residing in the same household.
We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.
