FHA VS Conventional loan programs in 2025 for Harlan, Shelby County, Iowa
In 2025, the loan limit for Conventional loans in Harlan, Shelby county, IA is set at $726,200, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess the top rates available today across Conventional, FHA, and USDA loans. Determine the needed income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping to identify the best program in IA for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Harlan, Shelby County, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 51537, 51593
Conventional and FHA Loan Choices in Harlan, IA
The mission of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loan, without hassle. Choose one of three starting points to connect with matching lenders and appropriate loan programs.
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