Explore the differences! FHA VS Conventional loan programs in Jefferson, Greene County, Iowa

In the year 2026, within Jefferson located in Greene county, IA, the conventional loan limit has been set at $726,200. For single-family homes, the FHA limit is $472,030, offering a different option for homeowners.

Make use of the Lendersa® Conventional loan calculator. It enables you to compare the most competitive rates of today between Conventional, FHA, and USDA loans. With this sophisticated mortgage calculator, you can lay out Conforming Conventional loans, USDA, FHA, and VA loans side by side. This will assist you in deciding which available program in IA truly aligns with your specific financial conditions. Additionally, it helps estimate the income, credit standing, reserves, and documentation required for qualification.

Explore loan offers from a network of 100 lenders

Loan limits and down payment requirements for 2026 in Jefferson, nestled in Greene county, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above comparison is applicable to the following zip codes: 50129

Options for Conventional and FHA loans in Jefferson, IA

Lendersa® is dedicated to securing the optimal Conventional, USDA, or FHA loan for you swiftly and efficiently. Choose from one of the three starting paths provided to connect with matched lenders and tailored loan programs that suit your needs.

Results of Lendersa USDA loan request & matching


Jefferson Lenders

  • Peoples Bank
  • 116 West State Street, Jefferson, IA, 50129
  • Lends in Iowa
  • Jefferson Branch is a branch office of Peoples Bank. They provide the following services: Full Service Office Location and are located at 116 West State Street in Jefferson Iowa.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website

  • Home State Bank IA
  • 115 West State Street, Jefferson, IA, 50129
  • Lends in Iowa
  • At Home State Bank, we truly focus on building lasting relationships to benefit our customers and our community. Our success is rooted in both understanding the full needs of our customers in order to provide the best solution every time, and in giving back to and advocating on behalf of our community to keep it as a great place to live.

  • Security Savings Bank
  • 1015 Market Street, Gowrie, IA, 50543
  • Lends in Iowa
  • The history of our Bank dates back to April 25, 1914, in the small community of Slifer, Iowa, when a small group of farmers met and decided a bank was needed in the area. As a result, they organized and chartered Slifer Savings Bank. Having survived the depression of the early thirties, the Bank was relocated to Farnhamville on June 1, 1934

  • Guthrie County State Bank
  • 413 State Street, Guthrie Center, IA, 50115
  • Lends in Iowa
  • Ever since our founding in 1931, Guthrie County State Bank has combined personal service with the latest in technology to make it easier, safer and more convenient for customers to manage their finances. We continue that tradition in the 21st century with a suite of high-tech products and services.

  • Iowa Savings Bank
  • 510 Highway 30 West, Carroll, IA, 51401
  • Lends in Iowa
  • Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.

  • Availa Bank
  • 126 W 6th St, Carroll, IA, 51401
  • Lends in Iowa
  • Since 1870, Availa Bank has been providing Iowans with high quality financial products and services to fit their needs. With such a rich history, you can be sure we have the service and expertise you’re looking for in a financial institution. We have something for all your needs, whether you want to take out a loan.

  • Commercial Savings Bank
  • 325 W Highway 30, Carroll, IA, 51401
  • Lends in Iowa
  • Commercial Savings Bank is a locally-owned community bank that has been serving the financial needs of Carroll County residents for over 100 years. The bank was founded in 1917 with capital of $25, 000 and three employees. The local ownership and management continue to be the foundation of the bank's strength and define its unique character.

  • Boone Bank & Trust Co.
  • 716 8th St, Boone, IA, 50036
  • Lends in Iowa
  • Boone Bank & Trust Co. is owned by Ames National Corporation (ANC) and is the largest locally owned bank in Boone County. The bank first began in 1883 making us one of the oldest banks within the ANC organization. In 1883 the bank was organized under the name of Boone County Bank. The bank operated until 1911 when it was sold.

  • Raccon Valley Bank
  • 1009 Court Street, Adel, IA, 50003
  • Lends in Iowa
  • At Raccoon Valley Bank you can get everything you need in one place. From opening your first checking account to financing your home to planning for a comfortable retirement, we can do it all. Because we believe banking should be easy, complete, and convenient.Valley Bank you can get everything you need in one place.