Explore the differences! FHA VS Conventional loan programs in Chariton, Lucas County, Iowa

For 2025, the conventional loan limit in Chariton, located in Lucas county, IA stands at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to weigh today's best rates between Conventional, FHA, and USDA options. Our advanced mortgage calculator enables side-by-side evaluations of Conforming Conventional loans alongside USDA, FHA, and VA to determine the best program for your finances in IA. Compare income, credit, reserves, and required documentation using this tool.

Evaluate loan offers from 100 lenders

2025 loan limits and down payment requirements in Chariton, Lucas county, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison pertains to zip codes: 50049

Explore Conventional and FHA loan selections in Chariton, IA

The aim of Lendersa® is to provide you with the most suitable Conventional, USDA, or FHA loan swiftly and with ease. Choose from three initial pathways that help match you with appropriate lenders and loan programs.

Results of Lendersa USDA loan request matching


  • InFirst Federal Credit Union
  • 6462 Little River Turnpike, Alexandria, VA, 22312
  • InFirst Federal Credit Union is a member-owned cooperative, providing financial solutions to many active and all retired federal employees, associations, and businesses, members of the InFirst Responders Foundation, Inc, along with anyone who lives, works, worships or attends school in most of Salem, Roanoke, Botetourt, Vinton
  • Arlington Community Federal Credit Union
  • 2130 N Glebe Rd, Arlington, VA, 22207
  • Ever since we started in 1952, we have been passionate about empowering the financial lives of our members and giving back to our local community. It's who we are. Guided by our shared values, today our commitment is stronger than ever to provide remarkable service to each and every member, while continuing to provide a full array of financial prod
  • Signal Financial Federal Credit Union
  • 3015 University Blvd. W, Kensington, MD, 20895
  • Signal Financial Federal Credit Union is a full-service financial institution headquartered in Kensington, Maryland. Established in 1947, Signal now operates seven full-service branch offices in the District of Columbia, Maryland, and Virginia. Membership is open to select employer groups in the area, as well as individuals who live, work.
  • Choice Home Finance LLC
  • 5560 Compton Lane, Eldersburg, MD, 21784
  • Choice Home Finance is a licensed mortgage broker committed to responsible lending. We are experts in locating the best mortgage for your individual circumstances. We have extensive experience in most of the products and programs that are available today. We can help you secure a residential mortgage loan,
  • McCormick Mortgage Services LLC
  • 1932 Liberty Road, Eldersburg, MD, 21784
  • Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, & non-conforming with fixed rate & adjustable rate options.
  • McCormick Mortgage Services
  • 1932 Liberty Road, Eldersburg, MD, 21784
  • Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, and non-conforming with fixed rate.
  • 1Rate Inc
  • 12123 Heritage Park Circle, Silver Spring, MD, 20906
  • 1RATE is a premier mortgage advisory firm. 1RATE specializes in home purchases, refinance, FHA loans, VA Loans. We guide our clients to review and select the best mortgage that fits their financial strategy - and show them how to leverage their mortgage as a financial tool instead of a burden. We are client-first by being employee-first!
  • Monument Home Loans
  • 4075 Wilson Blvd, Suite 823, Arlington, VA, 22203
  • Monument Home Loans is a family-owned company that emphasizes community relationships, honesty, and integrity. For 30 years, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership.
  • RVA Mortgage Brokers LLC
  • 3900 Westerre Parkway, Suite 300, Richmond, VA, 23233
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Dominion Capital Mortgage Inc
  • 3900 Westerre Parkway, Suite 100, Richmond, VA, 23233
  • Dominion Capital Mortgage Inc. understands that every borrower is different. Our goal is to tailor a loan to fit individuals needs while maintaining a quick, simple and straigtforward process. One of our licensed Mortgage Loan Originators will help each customer through the process from start to finish.
  • Riverside Funding LLC
  • 9601-101 Gayton Rd, Richmond, VA, 23238
  • Riverside Funding we are proud to service all your mortgage requirements with a wide variety of loan programs. We realize that in today’s financial setting there is a need for many diverse loan programs able to be customized to your own criteria, including conventional fixed rate and adjustable rate mortgages, VA and FHA loans, Investor loans.