Explore the differences! FHA VS Conventional loan programs in Indianola, Warren County, Iowa

For 2026, the conventional loan limit in Indianola, in the county of Warren, IA, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to examine today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, aiding in choosing the best program in IA for your financial situation.

Compare loan offers from a network of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Indianola, Warren, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 50125

Options for Conventional and FHA Loans in Indianola, IA

The mission of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Select one of three starting pathways to connect with matching lenders and programs that fit your needs.

Results for Lendersa USDA loan requests


Indianola Lenders

  • Peoples Savings Bank
  • 400 East Iowa Avenue, Indianola, IA, 50125
  • Lends in Iowa
  • Peoples Bank is an independently-owned bank based in Indianola, Iowa, serving communities throughout Warren, Marion and Wayne Counties. Our customers choose us because we put their needs first.

    We answer the phone when you call and return that call within one business day. Our lenders live and work in our communities

  • Sam Yoder Mortgage Team
  • 2500 W 2nd Ave, Suite 4, Indianola, IA, 50125
  • Lends in Iowa
  • Journey Mortgage was created to bridge the gap between high end technology and “keeping it local”. We think everyone deserves the opportunity to use the technology that is available at the large lenders and still provide the local presence. We want you to be a friend and customer for life! Let us help you and your family along your journey!

  • Journey Credit Union
  • 2930 SE 14th Street, Des Moines, IA, 50320
  • Lends in Iowa
  • "Journey Credit Union's friendly staff is here to serve all your financial needs.

    It shall be the mission of Journey Credit Union to benefit all members by: promoting thrift and encouraging regular savings; offering loans at reasonable rates of interest; providing personal, professional and confidential services to all members;"

  • Midwest Heritage Bank
  • 3580 Ep True Pkwy West Des, West Des Moines, IA, 50265
  • Lends in Iowa
  • At Midwest Heritage, a Hy-Vee company, is a full service financial center offering banking, investments and insurance.

    We believe that your time is important. That’s why we offer extended business hours, seven days a week at our six in-store Hy-Vee locations. We also offer two branch locations in West Des Moines and Chariton, Iowa.

  • State Savings Bank
  • 4800 Mills Civic Parkway, Suite 100, West Des Moines, IA, 50265
  • Lends in Iowa
  • The State Savings Bank mission begins with you because without you, there would be no we! We come to work each day for you— to listen to your financial goals, to understand your financial problems, and to offer guidance, advice and solutions that meet your goals. Safety, timeliness, fairness, trust, quality products and services are essential.

  • Premier Credit Union Credit Union of Des Moines
  • 800 9th Street, Des Moines, IA, 50309
  • Lends in Iowa
  • Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.

  • Bankers Trust Company
  • 453 7th St, Des Moines, IA, 50309
  • Lends in Iowa
  • For more than 100 years, Bankers Trust has been a leading financial institution for commercial and consumer banking services. Headquartered in Des Moines, Iowa, Bankers Trust is the largest privately held financial institution in the state, and employs 565 people across the country.

  • Gooi Mortgage, Inc
  • 400 Locust St, Suite 330, Des Moines, IA, 50309
  • Lends in Iowa
  • The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes.

    We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.

  • Serve Credit Union
  • 423 East Court Avenue, Des Moines, IA, 50309
  • Lends in Iowa
  • Serve Credit Union began serving Des Moines Police Officers in 1931 as the premier leader in financial services for law enforcement. Since inception, the credit union has expanded its field of membership to include first responders, government employees, school employees and their families