FHA VS Conventional loan in Knoxville, Marion County, Iowa

In 2026, the conventional loan limit in Knoxville, a city within Marion county, IA, is $726,200. Meanwhile, for a single-family home, the FHA loan limit is $472,030. These limits are crucial for those evaluating their home financing options.

Utilize Lendersa® Conventional loan calculator to compare the finest rates available today for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to place Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the most beneficial program in IA for your precise financial requirements.

Explore and compare a range of loan offers from 100 different lenders

Defining 2026 Loan Limits and Down Payment Requirements in Knoxville, Marion, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is specific to these zip codes: 50138

Available Conventional and FHA Loan Options in Knoxville, IA

Lendersa® aims to help you swiftly find the best possible Conventional, USDA, or FHA loan with ease. Begin by choosing one of three starting points that facilitate matching with appropriate lenders and loan programs tailored to your needs.

Investigate Lendersa USDA loan requests and results


Knoxville Lenders

  • Leighton State Bank
  • 900 Washington St., Pella, IA, 50219
  • Lends in Iowa
  • Leighton State Bank is a locally owned financial institution with locations in Pella, Leighton and Monroe. We deliver a full line of products and services – online banking, mobile banking, account options, loans, fraud protection and more – but are small enough to personally know you.

  • Marion County Bank
  • 800 Main St, Pella, IA, 50219
  • Lends in Iowa
  • Marion County Bank first opened our doors for business in Pella on September 21, 1935. While we have grown to become the largest bank headquartered in Marion County, one thing hasn't changed - we were locally owned in 1935 and we remain that way today. This unique combination of size and local management allows us to provide our customers.

  • Peoples Savings Bank
  • 400 East Iowa Avenue, Indianola, IA, 50125
  • Lends in Iowa
  • Peoples Bank is an independently-owned bank based in Indianola, Iowa, serving communities throughout Warren, Marion and Wayne Counties. Our customers choose us because we put their needs first.

    We answer the phone when you call and return that call within one business day. Our lenders live and work in our communities

  • Sam Yoder Mortgage Team
  • 2500 W 2nd Ave, Suite 4, Indianola, IA, 50125
  • Lends in Iowa
  • Journey Mortgage was created to bridge the gap between high end technology and “keeping it local”. We think everyone deserves the opportunity to use the technology that is available at the large lenders and still provide the local presence. We want you to be a friend and customer for life! Let us help you and your family along your journey!

  • Journey Credit Union
  • 2930 SE 14th Street, Des Moines, IA, 50320
  • Lends in Iowa
  • "Journey Credit Union's friendly staff is here to serve all your financial needs.

    It shall be the mission of Journey Credit Union to benefit all members by: promoting thrift and encouraging regular savings; offering loans at reasonable rates of interest; providing personal, professional and confidential services to all members;"

  • Legacy Bank.
  • 502 8th St. SW, Altoona, IA, 50009
  • Lends in Iowa
  • At Legacy Bank, we are committed to providing excellent customer service and quality financial products at competitive rates. Legacy Bank is a locally owned and operated community bank. We have been serving the area since 1904. We promote growth and development around central Iowa and look to foster success for all of our customers.

  • Advantage Credit Union
  • 121 West Third Street North, Newton, IA, 50208
  • Lends in Iowa
  • Advantage Credit Union membership is available to anyone who lives or works in Jasper County or 18 other counties in Central Iowa. In 1937, 14 individuals signed the articles of incorporation to form a credit union then called Local 1116 UERMWA Credit Union. At Advantage Credit Union, we treat our members like they own the place because they do!

  • Iowa State Bank
  • 3818 Hubbell Ave, Des Moines, IA, 50317
  • Lends in Iowa
  • Iowa State Bank is proud to have called Des Moines home for 80 years. Our mission is to serve customers, prosper, have fun and remain an independent bank. We are confident you will find that Iowa State Bank is able to provide the perfect mix of convenience banking and traditional services.

  • Premier Credit Union Credit Union of Des Moines
  • 800 9th Street, Des Moines, IA, 50309
  • Lends in Iowa
  • Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.