FHA VS Conventional loan programs in 2025 for Clear-Lake, Cerro Gordo County, Iowa
For 2025, the loan limit set for a conventional loan in Clear-Lake, situated in Cerro Gordo, IA, is $647,200. Meanwhile, for a single-family residence, the FHA limit is $420,680. These figures guide potential homebuyers in their financial planning.
Utilize the Lendersa® Conventional loan calculator to compare the best rates available today across Conventional, FHA, and USDA loans. This tool also helps determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options to choose the best program in IA that suits your situation.
2025 Loan Limits and Downpayment Requirements in Clear-Lake, Cerro Gordo, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the following zip codes: 50428
Explore Conventional and FHA Loan Options in Clear-Lake, IA
The goal of Lendersa® is to help you quickly and smoothly obtain the best possible Conventional, USDA, or FHA loan. Choose from three starting points that connect you with suitable lenders and loan programs.
Louisiana Catholic Federal Credit Union was founded in 1951 as St. John’s Parish Federal Credit Union. Since that time, we have expanded to include many other church parishes and employee groups.
From our humble beginnings of 135 members to our current membership of approximately 2, 400, our top priority is our member’s financial well-being
Since opening our doors in 1974, our customers have always been our top priority and every individual is treated with respect and dignity. At American Bank, we make every attempt to help individuals and businesses make thoughtful, sound financial decisions in order to accomplish their goals and dreams.
Since 1875, American National Bank of Texas (ANBTX) has been a community bank deeply involved with local business owners, possessing a clear understanding of their challenges, goals, and financial needs. We strive to build lifelong relationships by listening first and then building an integrated product and services mix from our portfolio.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
Recap Home Loans was founded February 2021 in Dallas, TX. The company was founded with the goal of creating a new mortgage product that utilizes a borrowers cryptocurrency investments as additional collateral for a 100% financing loan product to purchase real estate. Recap Home Loans is a full-service, first mortgage lending platform.
Tatom Lending is a Mortgage Brokerage firm with an emphasis on educating, empowering, and protecting homeowners, home loan borrowers, and home buyers. We offer honest solutions to the lending process with the utmost respect for integrity and our client's financial goals. We work for you; and our existence depends on your success.
8350 North Central Expressway, Suite 1900, Dallas, TX, 75206
BobMortgage clients are entitled to a better experience than the industry provides and I'm committed to delivering it. I have been blessed to have provided financing to over 25, 000 families for over 5 billion in loan volume. Providing financing to all those families, give my new clients the benefit of working with one of the nation's.
6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
Hurst and Scott Bialek, Hurst Lending & Insurance is still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!
