FHA VS Conventional loan in Mason-City, Cerro Gordo County, Iowa
For 2025, the conventional loan limit in Mason-City, situated in the county of Cerro Gordo, IA, is established at $647,200. Meanwhile, for a single-family dwelling, the FHA limit is $420,680.
Take advantage of the Lendersa® Conventional loan calculator to evaluate and contrast today's optimal rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA loans to assist you in choosing the best program in IA to suit your individual financial needs.
Loan Limits and Down Payment Requirements for 2025 in Mason-City, Cerro Gordo, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table pertains to zip codes: 50401, 50402
Conventional and FHA Loan Options in Mason-City, IA
Lendersa® is committed to helping you secure the most favorable Conventional, USDA, or FHA loans swiftly and seamlessly. You can select from one of three initial pathways, allowing it to match you with suitable lenders and customized loan programs.
3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525
Riverbank Finance is a locally owned Grand Rapids Mortgage Broker that offers mortgage loans for both refinancing and home purchases. Our extensive list of mortgage programs allows us to offer some of the most competitive mortgage rates and options in the industry. Our contracts with several banks
West Michigan Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525
We are a locally owned mortgage company that specializes in home-buyer financing. Our wide range of home loan programs allows us to offer tailored mortgage programs based on each client's individual needs. Most of our loan options have no lender fees while also having some of the lowest rates in the industry.
5500 Northland Dr NE, Suite J, Grand Rapids, MI, 49525
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Established in 1910 we are a community bank located in Southern Illinois, locally owned and managed by people you can trust. The luka State Bank offers the integrity and stability of a Five Star rated financial institution — the highest rating awarded by Bauer Financial Rating Service and proof that we rank among the strongest banks in the country.
MCSB is a mutual community bank that is owned by you, our depositors! Our goal is to protect the mutual community banking philosophy, which is to make serving customers and community a priority, while keeping profits at a reasonable level. Most banking organizations that are owned by shareholders expect a return on their investment
First Federal’s mission is to serve our customers with the newest, competitively priced products delivered to them with state-of-the-art technology; to provide to all First Federal Family members a favorable working environment with reasonable compensation and benefits; and to treat all customers.
The G.W. Jones Exchange Bank will strive to continue as a profitable and competitive banking organization while maintaining and increasing its net worth. It will have as a general goal to engage in activities that will create new service, retain customers, and be sensitive and responsive to individual customer needs.
Since establishing business in 1887, the bank has built its reputation on personal service and community promotion. Family owned and locally operated in the communities of Tescott, Lincoln, Salina, and Lindsborg, The Bank of Tescott strives to provide customers with a competitive array of loan and deposit products that aid in their financial succes
Marshall County State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Serving the heart of Marshall County. We are here to serve you! Offering personal banking needs, loan services and insurance. Marshall County State Bank is your trusted local partner for all types of mortgage loans.
