FHA VS Conventional loan programs in 2025 for Mason-City, Cerro Gordo County, Iowa
For 2025, the conventional loan limit in Mason-City, situated in the county of Cerro Gordo, IA, is established at $647,200. Meanwhile, for a single-family dwelling, the FHA limit is $420,680.
Take advantage of the Lendersa® Conventional loan calculator to evaluate and contrast today's optimal rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA loans to assist you in choosing the best program in IA to suit your individual financial needs.
Loan Limits and Down Payment Requirements for 2025 in Mason-City, Cerro Gordo, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table pertains to zip codes: 50401, 50402
Conventional and FHA Loan Options in Mason-City, IA
Lendersa® is committed to helping you secure the most favorable Conventional, USDA, or FHA loans swiftly and seamlessly. You can select from one of three initial pathways, allowing it to match you with suitable lenders and customized loan programs.
5150 Wilshire Boulevard, Suite 100, Los Angeles, CA, 90036
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5455 Wilshire Boulevard, Suite 1505, Los Angeles, CA, 90036
THINK Mortgage, Inc our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
145 South Fairfax Avenue, Suite 200, Los Angeles, CA, 90036
Our goal is simple. Make your next Real Estate or Mortgage transaction as seamless as possible. We want to empower and educate our clients on all their options and guide them in the directions that will yield maximum results. If you are looking for a friendly, straight-forward, and transparent agent, you’ve come to the right place.
5900 Wilshire Boulevard, Suite 2600, Los Angeles, CA, 90036
We’re a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
Pacific Cascade opened its doors to serve members in 1961 as Eugene Municipal Federal Credit Union. We merged with Springfield Public Employees Federal Credit Union forming the Public Employees Federal Credit Union in 1982, and added Sacred Heart Credit Union to the mix in 1983. In 1996, we changed our name to Pacific Cascade Federal Credit Union.
At LANECO Federal Credit Union, we're a family. A family of like-minded people saving money together to provide loans and make dreams come true. We're not a huge credit union. We only have one branch. But what we don't have in size we make up for in service. Since September 1958 we've been "Providing our members financial security.
4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401
At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,
As a credit union, our success is measured in member satisfaction, not profits. We understand that each member has their own dreams and aspirations, and that each person defines “wealth” in their own way. We are proud of the array of products and services we can offer to customize solutions that fit within your lifestyle and dreams.
We’re proud to be Eugene mortgage brokers that provide innovative mortgage solutions in not just Eugene, but all of Oregon. We help our clients tap into competitive mortgage lending markets and also find a greater diversity of lending programs. We’re able to offer these programs with superior terms and dedication to our clients.
975 Willagillespie Rd, Suite 201, Eugene, OR, 97401
We are a local family owned and operated full-service mortgage brokerage serving all of Oregon since 1997. We have 48 years of combined experience in satisfying the mortgage needs for the people in our beautiful community. Our goal is to work closely with our clients to ensure that they find the best loan to fit their own personal needs
