which one is better? Conventional or FHA Pleasant-Hill, IA

In 2025, the maximum limit for a Conventional loan in Pleasant-Hill, situated in Polk county, IA, is set at $647,200. In contrast, the FHA loan limit for a single-family home is $420,680.

Explore the Lendersa® Conventional loan calculator to assess today's finest rates among Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and accompanying documents required for qualification. Our advanced mortgage calculator places Conforming Conventional loans, alongside USDA, FHA, and VA options, side by side to assist you in deciding which program in IA best aligns with your specific financial situation.

Exploring Conventional and FHA Loan Opportunities in Pleasant-Hill, IA

The primary goal of Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loan without unnecessary obstacles. Choose from three pathways that will guide you towards matching lenders and suitable loan programs.

Results from Lendersa's USDA loan requests

(641) 332-2218 Lender's profile and map Reviews Guthrie County State Bank 413 State Street, Guthrie Center, IA, 50115 Ever since our founding in 1931, Guthrie County State Bank has combined personal service with the latest in technology to make it easier, safer and more convenient for customers to manage their finances. We continue that tradition in the 21st century with a suite of high-tech products and services.
(641) 745-2141 Lender's profile and map Reviews FNB Bank 311 5th Street, Fontanelle, IA, 50846 We are proud to have grown in our communities and we wish to express our appreciation for the many fine customers and friends who give us the opportunity to be of service. We sincerely hope that we will merit your continued loyalty and confidence and that we will be able to provide banking services for the area for many years in the future.
(641) 782-2195 Lender's profile and map Reviews First National Bank in Creston 101 W Adams Street, Creston, IA, 50801 First National Bank is a $382 million community bank that offers a full line of business, agricultural, mortgage, consumer deposit and lending services as well as wealth management services. First National Bank has offices located in Creston, Afton and Shenandoah. Visit www.fnbc.bank/about/locations to find a location near you! Member FIC.
(515) 832-3071 Lender's profile and map Reviews WCF Financial Bank 401 Fair Meadow Dr, Webster City, IA, 50595 WCF Financial Bank is a locally-committed community bank focused on providing exceptional customer service with quality products and services. After 80 years, WCF Financial Bank has built a reputation of being a locally-committed community bank with locations in Webster City and Independence providing exceptional customer service
(515) 352-3333 Lender's profile and map Reviews Security Savings Bank 1015 Market Street, Gowrie, IA, 50543 The history of our Bank dates back to April 25, 1914, in the small community of Slifer, Iowa, when a small group of farmers met and decided a bank was needed in the area. As a result, they organized and chartered Slifer Savings Bank. Having survived the depression of the early thirties, the Bank was relocated to Farnhamville on June 1, 1934
(800) 545-0172 Lender's profile and map Reviews GNB Bank 529 G Ave, Grundy Center, IA, 50638 GNB Bank is proud to be a locally and employee owned, community bank with a focus on friendly, personal service from people you know and trust. We take care of the communities we serve – families, small businesses, local agriculture – and we care about you! I invite you to sample the financial services we offer, from loans, insurance
(641) 437-4500 Lender's profile and map Reviews Iowa Trust and Savings Bank 200 North 10th Street, Centerville, IA, 52544 Iowa Trust and Savings Bank is proud to be your locally owned community bank. We are deeply rooted in Appanoose County and the surrounding areas. Iowa Trust and Savings Bank originated from the charter of two banks on July 13, 1896. The bank is still owned by the same family and opened in our current Centerville location on June 30, 1965.
(641) 684-4207 Lender's profile and map Reviews Meridian Credit Union 1206 N Jefferson Street, Ottumwa, IA, 52501 Meridian Credit Union is a not-for-profit, member-owned financial cooperative that exists to serve its members. Being a not-for-profit cooperative means we return a portion of earnings back to our members by offering competitive rates on deposits & loans. Meridian Credit Union provides a safe place to save & borrow money.
(641) 682-7541 Lender's profile and map Reviews South Ottumwa Savings Bank 320 Church Street, Ottumwa, IA, 52501 South Ottumwa Savings Bank has grown from a simple currency exchange to a full-service financial institution with acquired offices of Hedrick Savings Bank in 2011, West Liberty State Bank in 2015 and Peoples State Bank in 2020. A community bank, with decisions made locally by people who know the community and surrounding areas.
(641) 684-5448 Lender's profile and map Reviews Community 1st Credit Union 235 Richmond Ave, Ottumwa, IA, 52501 Community 1st Credit Union is a Not-For-Profit financial cooperative that has been serving members for over 85 years. From a humble beginning, we have grown to serve over 60, 000 members. As a Not-For-Profit financial institution, we give returns to our members in higher savings rates, better services, and lower borrowing rates.
(515) 573-1160 Lender's profile and map Reviews FORT Dodge Family Credit Union 407 2nd Avenue S, Fort Dodge, IA, 50501 On April 27,1940, our Credit Union began as the Serum Employee's Credit Union. We served the Serum Company's employees and their family members. Through the years the Serum Company evolved into the Fort Dodge Laboratories and continued to evolve through other companies and is now known as Elanco Animal Health.