In 2026, the maximum limit for a Conventional loan in Pleasant-Hill, situated in Polk county, IA, is set at $647,200. In contrast, the FHA loan limit for a single-family home is $420,680.
Explore the Lendersa® Conventional loan calculator to assess today's finest rates among Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and accompanying documents required for qualification. Our advanced mortgage calculator places Conforming Conventional loans, alongside USDA, FHA, and VA options, side by side to assist you in deciding which program in IA best aligns with your specific financial situation.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $647,200 | 3% | |
| USDA | $285,000 | 0% | |
| FHA | $420,680 | 3.5% |
This table is relevant for the zip codes: 50327
The primary goal of Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loan without unnecessary obstacles. Choose from three pathways that will guide you towards matching lenders and suitable loan programs.
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