Explore the differences! FHA VS Conventional loan programs in Altoona, Polk County, Iowa
In 2025, the limit for a conventional loan in Altoona, which is part of the county of Polk, IA, is set at $726,200. For a single-family home, the FHA limit is $472,030.
With the Lendersa® Conventional loan calculator, compare the most competitive current rates for Conventional, FHA, and USDA loan options. Analyze the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA options, assisting in choosing the best program in IA for your financial needs.
2025 Loan Limits and Down Payment Requirements in Altoona, Polk, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 50009
Conventional and FHA Loan Options in Altoona, IA
The aim of Lendersa® is to facilitate a seamless process for obtaining the best Conventional, USDA, or FHA loan expeditiously. Select one of three beginning methods that will connect you with suitable lenders and loan programs.
Compass Savings Bank is a branch office of Compass Savings Bank. They provide the following services: Full Service Office Location and are located at 111 Westinghouse Ave in Wilmerding Pennsylvania.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number,
Bank of Commerce is committed to our community. Our mission is simply to “Be A Better Bank”. This means that we will not only work in our community, but we are proud to be actively involved in and around our community to make it a better place for all of us to live, work, and play.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Rabun County Bank is a hometown bank with a strong commitment to exceeding our customer’s expectations. We want to be the best. Our customers want to bank with the best. Our employees want to work for the best. Our shareholders want to own a part of the best. We will strive to be the best in all that we do.
We bring with us, 38 years of combined mortgage experience, successful companies & great reputations. We feel that joining our business operations together will enable us to provide even better products and services for our customers. By joining our companies together, we become Cenla’s largest locally owned, mortgage lender.
Mon Valley Community Federal Credit Union has been open since 1937. The credit union has assets totaling $177.69 Million and provides banking services to more than 9, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
One Source Mortgage in pursuit of the lowest rates and best service for his clients and Henry is also certified as a Loan Origination Pre-Licensing Trainer and currently teaches the NMLS 20-hour course which is required for new loan originators in the United States. This experience has awarded Henry a vast knowledge.
Let Southern Heritage Bank help celebrate one of the most exciting times of your life by choosing us for your mortgage needs!
While buying a home is one of the biggest decisions you'll ever make, selecting the right mortgage loan can be just as important. Your lifestyle. Your budget. Your comfort level.
We pride ourselves in treating our customers fairly, respectfully and with a maximum effort to find the proper mortgage product that fits their needs. Part of our job is to help educate consumers regarding mortgages and credit in general. We have built our business on an 87% customer referral base.