Explore the differences! FHA VS Conventional loan programs in Altoona, Polk County, Iowa
In 2025, the limit for a conventional loan in Altoona, which is part of the county of Polk, IA, is set at $726,200. For a single-family home, the FHA limit is $472,030.
With the Lendersa® Conventional loan calculator, compare the most competitive current rates for Conventional, FHA, and USDA loan options. Analyze the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA options, assisting in choosing the best program in IA for your financial needs.
2025 Loan Limits and Down Payment Requirements in Altoona, Polk, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 50009
Conventional and FHA Loan Options in Altoona, IA
The aim of Lendersa® is to facilitate a seamless process for obtaining the best Conventional, USDA, or FHA loan expeditiously. Select one of three beginning methods that will connect you with suitable lenders and loan programs.
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