FHA VS Conventional loan programs in Altoona, Polk County, Iowa
In 2026, the limit for a conventional loan in Altoona, which is part of the county of Polk, IA, is set at $726,200. For a single-family home, the FHA limit is $472,030.
With the Lendersa® Conventional loan calculator, compare the most competitive current rates for Conventional, FHA, and USDA loan options. Analyze the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA options, assisting in choosing the best program in IA for your financial needs.
2026 Loan Limits and Down Payment Requirements in Altoona, Polk, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 50009
Conventional and FHA Loan Options in Altoona, IA
The aim of Lendersa® is to facilitate a seamless process for obtaining the best Conventional, USDA, or FHA loan expeditiously. Select one of three beginning methods that will connect you with suitable lenders and loan programs.
TruCommunity Bank would become the name of Farmers Security Bank, Garrison State Bank & Trust, and Bank of Turtle Lake. TruCommunity Bank will remain at the heart of our communities and is very dedicated to being the great local banks you know and love. Visit one of our 4 locations in Garrison, Max, Turtle Lake, and Washburn.
The Pataskala Banking Company was founded in 1888 by William Henry Mead II and J. S. Youmans as a community bank serving southwest Licking County and it remains one of the few true community banks in central Ohio.
Our first office opened in downtown Pataskala in 1888 and we have maintained a presence in downtown Pataskala
Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community
Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper.
Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.
Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.
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