Explore the differences! FHA VS Conventional loan programs in Carlisle, Warren County, Iowa

In 2026, the Conventional loan limit for Carlisle, located in the county of Warren, IA, stands at $647,200, whereas the FHA limit for a single-family residence is $420,680.

Leverage the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Learn the income, credit, reserves, and documentation needed for qualifying. Using our advanced mortgage calculator, view Conforming Conventional loans, USDA, FHA, and VA programs side by side, aiding your decision in selecting the most suitable program in IA for your specific financial situation.

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2026 Loan Limits and Down Payment Requirements in Carlisle, Warren County, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is relevant for the following zip codes: 50047

Options for Conventional and FHA Loans in Carlisle, IA

Lendersa® aims to secure the optimal Conventional, USDA, or FHA loan for you swiftly and hassle-free. Choose one of three starting paths that connect you with matching lenders and appropriate loan programs.

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Carlisle Lenders

  • Journey Credit Union
  • 2930 SE 14th Street, Des Moines, IA, 50320
  • Lends in Iowa
  • "Journey Credit Union's friendly staff is here to serve all your financial needs.

    It shall be the mission of Journey Credit Union to benefit all members by: promoting thrift and encouraging regular savings; offering loans at reasonable rates of interest; providing personal, professional and confidential services to all members;"

  • Iowa State Bank
  • 3818 Hubbell Ave, Des Moines, IA, 50317
  • Lends in Iowa
  • Iowa State Bank is proud to have called Des Moines home for 80 years. Our mission is to serve customers, prosper, have fun and remain an independent bank. We are confident you will find that Iowa State Bank is able to provide the perfect mix of convenience banking and traditional services.

  • Premier Credit Union Credit Union of Des Moines
  • 800 9th Street, Des Moines, IA, 50309
  • Lends in Iowa
  • Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.

  • Bankers Trust Company
  • 453 7th St, Des Moines, IA, 50309
  • Lends in Iowa
  • For more than 100 years, Bankers Trust has been a leading financial institution for commercial and consumer banking services. Headquartered in Des Moines, Iowa, Bankers Trust is the largest privately held financial institution in the state, and employs 565 people across the country.

  • Gooi Mortgage, Inc
  • 400 Locust St, Suite 330, Des Moines, IA, 50309
  • Lends in Iowa
  • The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes.

    We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.

  • Serve Credit Union
  • 423 East Court Avenue, Des Moines, IA, 50309
  • Lends in Iowa
  • Serve Credit Union began serving Des Moines Police Officers in 1931 as the premier leader in financial services for law enforcement. Since inception, the credit union has expanded its field of membership to include first responders, government employees, school employees and their families

  • Legacy Bank.
  • 502 8th St. SW, Altoona, IA, 50009
  • Lends in Iowa
  • At Legacy Bank, we are committed to providing excellent customer service and quality financial products at competitive rates. Legacy Bank is a locally owned and operated community bank. We have been serving the area since 1904. We promote growth and development around central Iowa and look to foster success for all of our customers.

  • Des Moines Metro Credit Union
  • 100 University Avenue, Des Moines, IA, 50314
  • Lends in Iowa
  • Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.

  • Peoples Savings Bank
  • 400 East Iowa Avenue, Indianola, IA, 50125
  • Lends in Iowa
  • Peoples Bank is an independently-owned bank based in Indianola, Iowa, serving communities throughout Warren, Marion and Wayne Counties. Our customers choose us because we put their needs first.

    We answer the phone when you call and return that call within one business day. Our lenders live and work in our communities