FHA VS Conventional loan programs in Red-Oak, Montgomery County, Iowa

In 2025, Convetional loan limit in Red-Oak, county of Montgomery, IA is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Red-Oak, county of Montgomery, IA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 51566

Conventional and FHA loan options in Red-Oak, IA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Members Trust of the Southwest Federal Credit Union
  • 2315 Mangum Road, Houston, TX, 77092
  • Members Trust Federal Credit Union is dedicated to the philosophy of “members helping members” in a professional, friendly environment. We have a long history of serving our members, in the Houston Heights and Stephenville communities since 1936. We are a full-service financial institution offering a wide array of products including loans, etc
  • First Service Credit Union
  • 16430 Park Ten Place, Houston, TX, 77084
  • First Service Credit Union is proud to say that we’re “For You, Not Profit.” We put our commitment to customers front & center. As a not-for-profit financial cooperative, First Service was started with a distinct purpose: to serve our members and help them reach their financial goals without having to worry about paying investors or shareholders.
  • Imperial Mortgage Services Inc
  • 1400 Broadfield Boulevard, Suite 200, Houston, TX, 77084
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Bennett Home Mortgage, LLC
  • 3202 Cobblestone Creek Way, Houston, TX, 77084
  • Bennett Home Mortgage, LLC believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.
  • Team Financial FCU
  • 2190 North Loop West, Suite 108, Houston, TX, 77018
  • Team Financial Federal Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership, and as appropriate, the communities they live in. We will deliver a range of low cost products and services to the diverse economic and social make-up of our members
  • AMP Lending
  • 1400 Ravello Dr. Ste N170, Katy, TX, 77449
  • Abundance of Product Options “Ask Mortgage Pros” AMP Lending is excited to share some of the attributes that make us an industry leader. Our full product menu including FHA, USDA, Conventional, VA, jumbo, expanded conforming and extensive specialty products for investors are available to serve all your lending needs.
  • AMP Lending
  • 1400 Ravello Dr. STE N170, Katy, TX, 77449
  • AMP Lending is a privately-held mortgage company located in Austin and Katy, Texas. We are a full-service professional mortgage company licensed to provide residential mortgages across the state of Texas. AMP, which offers a host of diverse, flexible mortgage packages for customers with a variety of backgrounds and needs.
  • STELLAR Mortgage Corporation
  • 3455 Peachtree Road NE, 5th Floor, Atlanta, GA, 30326
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Charmaine Roberts & Associates LLC
  • 3355 Lenox Road, Suite 1000, Snellville, GA, 30326
  • Charmaine Roberts & Associates LLC mortgage broker with over 18 years experience in the mortgage industry. I've partnered with multiple lenders that finance good credit and credit challenged borrowers. Getting approved for a home loan is a multi layered qualification process I'll guide you through.