FHA VS Conventional loan in Atlantic, Cass County, Iowa
As of 2026, the loan limit for Conventional mortgages in Atlantic, located in the county of Cass, IA, is $726,200, while the FHA limit for a single-family residence stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today's Conventional, FHA, and USDA top rates, uncovering the Income, credit score, reserves, and documents essential for qualification. Our sophisticated mortgage calculator allows for side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, assisting you in choosing the most suitable program for your financial needs in IA.
Loan ceilings and down payment needs for 2026 in Atlantic, situated in the county of Cass, IA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 50022
Explore Conventional and FHA loan options in Atlantic, IA
At Lendersa®, our aim is to promptly obtain the most advantageous Conventional, USDA, or FHA loan with minimal fuss. Initiate with one of our three starting options to find matching lenders and loan schemes.
Town and Country Credit Union has been a member-owned financial institution since 1939. Father Duren, of St. Boniface Church, Westphalia, started the credit union in 1939. Town & Country Credit Union now operates two branches in Harlan and Avoca, IA. Town & Country Credit Union is a community credit union.
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We are proud to have grown in our communities and we wish to express our appreciation for the many fine customers and friends who give us the opportunity to be of service. We sincerely hope that we will merit your continued loyalty and confidence and that we will be able to provide banking services for the area for many years in the future.
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Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.
