Explore the differences! FHA VS Conventional loan programs in Council-Bluffs, Pottawattamie County, Iowa
In 2025, the conventional loan limit in Council-Bluffs, situated within Pottawattamie county, IA, is established at $647,200. Meanwhile, the FHA limit for a single-family home is determined as $420,680. Familiarity with these figures is crucial for prospective buyers to effectively plan their financial strategies.
Utilize the Lendersa® Conventional loan calculator to explore and compare the top rates available today among Conventional, FHA, and USDA loan options. This calculator evaluates necessary income, credit scores, reserves, and documentation requirements for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, enabling well-informed decisions regarding the best program in IA tailored to your specific financial circumstances.
2025 Loan Limits and Downpayment Requirements in Council-Bluffs, Pottawattamie, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the following zip codes: 51503, 51501, 51502. Understanding this information is key to informed financial planning.
Explore Conventional and FHA Loan Options in Council-Bluffs, IA
Lendersa® is committed to facilitating your access to the most advantageous Conventional, USDA, or FHA loan, ensuring a streamlined process. Start by choosing one of three routes to connect with lenders who offer loan programs that align well with your financial objectives.
DANIEL GOVIN a hard-working, persistent professional, who finds the best means to successfully manage and complete the loan originating process. Daniel is dedicated in achieving the highest levels of quality to ensure client satisfaction is met. As an analyst and facilitator, “I share knowledge with clients and all who I work with.
A half-century ago, in 1956, Ward County Credit Union was founded in Monahans, Texas by a group of teachers and operated out of a class room during the school year and the volunteer manager’s kitchen table during the summer. The member deposits were then and are now used to make loans that benefit the members and the families we serve.
Energy Capital Credit Union is a state chartered, federally insured, full service financial institution. ECCU received its charter in 1934 under the name Humble Employees Federal Credit Union. The primary field of membership is ExxonMobil employees and annuitants and their families around the world.
Cy-Fair Federal Credit Union is a member-owned, not-for-profit financial cooperative with membership and banking services open to anyone who lives, works, worships or attends school in Harris County. Originally opened as a way to assist with the growing financial needs of the faculty and staff at Cy-Fair ISD,
Member Home Loan (MHL NMLS#105693) has built a strong reputation as an outstanding mortgage lending firm, serving the lending needs of real estate professionals, builders, and individual homebuyers. MHL is a credit union-owned, full-service company with an experienced staff offering expertise in every area of mortgage lending,
Sweetwater Mortgage Company’s Mission is to become the “best” mortgage company in the industry. By “best”, we do not mean the biggest. Instead our mission is to become the “most excellent” mortgage company in our industry. We want to be the “best of the best” within our industry similar to the “Navy Seals” or the “Green Berets.
SPCO Credit Union began by serving railroad employees. Over the years we have expanded to serve employees in the printing industry as well as community members throughout Houston. Membership is free to those who live, work, worship or go to school within 10 miles of any of our branch locations.
5875 North Sam Houston Parkway West, Suite 300, Houston, TX, 77086
InterLinc, we believe that in order to deliver the “service without exception” experience, we must have the ability to manage every aspect of the mortgage process. As a mortgage company, InterLinc provides in-house origination, processing, underwriting, and closing. By using this full-service approach, we do not have to rely on anyone
