FHA VS Conventional loan programs in 2025 for Council-Bluffs, Pottawattamie County, Iowa
In 2025, the conventional loan limit in Council-Bluffs, situated within Pottawattamie county, IA, is established at $647,200. Meanwhile, the FHA limit for a single-family home is determined as $420,680. Familiarity with these figures is crucial for prospective buyers to effectively plan their financial strategies.
Utilize the Lendersa® Conventional loan calculator to explore and compare the top rates available today among Conventional, FHA, and USDA loan options. This calculator evaluates necessary income, credit scores, reserves, and documentation requirements for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, enabling well-informed decisions regarding the best program in IA tailored to your specific financial circumstances.
2025 Loan Limits and Downpayment Requirements in Council-Bluffs, Pottawattamie, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the following zip codes: 51503, 51501, 51502. Understanding this information is key to informed financial planning.
Explore Conventional and FHA Loan Options in Council-Bluffs, IA
Lendersa® is committed to facilitating your access to the most advantageous Conventional, USDA, or FHA loan, ensuring a streamlined process. Start by choosing one of three routes to connect with lenders who offer loan programs that align well with your financial objectives.
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Kearny Bank, a New Jersey state-chartered stock savings bank, is headquartered in Fairfield, NJ. There are 54 retail locations in the metropolitan area and total assets top $6.5 billion.
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277 Fairfield Road, Suite 103A, Fairfield, NJ, 07004
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
277 Fairfield Road, Suite 105, Fairfield, NJ, 07004
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271 Route 46 West Suite H202-203, Fairfield, NJ, 7004
High Quality Mortgage, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.
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101 E Town Pl, Suite 130, Saint Augustine, FL, 32092
The Home Harbor Financial Mortgage Team is your premiere mortgage team located in the oldest city in the nation, St. Augustine, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Florida area.
