FHA VS Conventional loan programs in 2025 for Saylorville, Polk County, Iowa

The conventional loan limit in Saylorville, located in the county of Polk in IA, is set at $726,200 for 2025. Simultaneously, the FHA limit for a single-family residence stands at $472,030.

Utilize the Lendersa® Conventional loan calculator for assessing the most favorable rates of today. This includes comparing Conventional to FHA and USDA loans. Our advanced mortgage tool provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, thereby enabling the selection of the most suitable program in IA that aligns with your personal financial needs. Examine the income requirements, credit scores, reserves, and needed documentation for qualification.

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2025 Loan Limits and Down Payment Requirements in Saylorville, Polk County, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This comparison table is applicable to zip codes: 50023, 50313

Various Conventional and FHA Loan Options in Saylorville, IA

Lendersa® is dedicated to ensuring you secure the best possible Conventional, USDA, or FHA loan quickly and without difficulty. Begin by selecting one of three starting points that align with various lenders and loan programs.

Results for Lendersa USDA loan requests and matching


  • Black Diamond Mortgage Corporation
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  • At Coastal Lending Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
  • Putnam Bank
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  • NorthStar Home Loans, LLC
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  • NorthStar Home Loans is an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, financial advisors, attorneys, and individual home buyers. We have access to a full range of mortgage programs and are dedicated to finding the right loan program to meet each of our client’s individual needs.
  • Leominster Credit Union
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  • Leominster Credit Union is a member-owned, not-for-profit cooperative financial institution. For more than 65 years, we have provided a full range of deposit, lending, and other financial services to North Central Massachusetts residents. Today, we are proud to claim more than 50, 000 members. Leominster Credit Union is headquartered in Leominster,
  • Leominster Employees Federal Credit Union
  • 24 Church Street, Leominster, MA, 01453
  • Leominster Employees Federal Credit Union is a unique non-profit financial institution that is owned and operated for the benefit of its’ membership, the City of Leominster Municipal employees, and their families. The Leominster Employees Federal Credit Union came into being in 1995
  • Fidelity Bank MA
  • 9 Leominster Connector, Leominster, MA, 01453
  • The goliath banks of 1888 weren’t interested in providing a high quality banking experience to the hard working middle class of our community. They were only interested in what was in people’s wallets, not what was in their hearts. That’s where we came in. Fidelity Cooperative Bank first opened its doors in 1888.
  • Worcester Police Department Credit Union
  • 805 West Boylston Street, Worcester, MA, 01606
  • The Worcester Police Department Credit Union was incorporated on November 22, 1946 and officially opened for business on February 1, 1947. The first official incorporators' meeting was held on October 22nd, 1946. In attendance were Boleslaw Izbicki, Frank R. Stake, George P. Merril, Joseph Turner Jr., Iver C. Blomstrom and more
  • Worcester Fire Dept Credit Union
  • 34 Glennie Street, Worcester, MA, 01605
  • Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments