Explore the differences! FHA VS Conventional loan programs in Ankeny, Polk County, Iowa

In the year 2025, the conventional loan limit in Ankeny, located in the county of Polk, IA, is set at $726,200, whereas the FHA limit for a single-family dwelling is $472,030. Understanding these thresholds is essential for potential homebuyers and investors as they plan their finances for real estate acquisitions.

Utilize the Lendersa® Conventional loan calculator to gauge today's exceptional rates across Conventional, FHA, and USDA options. This tool assesses your necessary income, credit standing, reserves, and documents needed for loan qualification. Our advanced mortgage calculator lets you compare side by side Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the most suitable program in IA for your specific financial scenario.

Review loan offers from a diverse pool of 100 lenders to find the most favorable terms catering to your needs.

2025 Loan Limits and Downpayment Requirements in Ankeny, Polk, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison is applicable to these zip codes: 50023, 50021. Use this important data to craft your financial plans carefully.

Discover Conventional and FHA Loan Options in Ankeny, IA

Lendersa® is dedicated to providing you with fast and stress-free access to the finest Conventional, USDA, or FHA loans. Begin your journey by choosing one of three strategic approaches, each designed to connect you with lenders offering loan programs matched to your specific needs.

Lendersa USDA loan request and matching results


  • Secure Mortgage LLC
  • 8537 South Redwood Rd, Suite B, West Jordan, UT, 84088
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • 1st Source Funding, Inc
  • 8537 S Redwood Road, Suite A-3, West Jordan, UT, 84088
  • We provide quality real estate financing. With a proven track record of success in conventional and government loans, we have become one of the fastest growing full-service Mortgage Broker in the State of Utah. Our loan specialists are serious about customer service & go above & beyond to provide personal & attentive service our clients deserve.
  • Do Hard Money
  • 8846 South Redwood Road, #C212, West Jordan, UT, 84088
  • "DoHardMoney provides financing for Real Estate Investors, including new investors. Our funding options can be used for single family residence fix and flip investments, as well as home refinances. We fund loans within 5-14 business days, and we offer loans for up to 8 months with no payments for up to 6 months. "
  • Newrez LLC
  • 1521 Concord Pike, Suite 100, Wilmington, DE, 19803
  • Newrez LLC (Newrez) is a leading nationwide mortgage lender and servicer. As a lender, NewRez focuses on offering a breadth of industry-leading products, supported by a loan process that blends both human interaction and the benefits of technology into an unparalleled customer experience.
  • EconMortgage
  • 1747 Heritage Lane, Suite B202, Syracuse, UT, 84075
  • Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.
  • Advantage Mortgage Home Loans
  • 2334 S. 600 W, Syracuse, UT, 84075
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
  • New Castle County Delaware Employee Federal Credit Union
  • 100 New Churchmans Rd, New Castle, DE, 19720
  • Your Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. All credit unions in Delaware are charted under Federal Law. We are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.
  • All4You Federal Credit Union
  • 2320 N Dupont Hwy, New Castle, DE, 19720
  • All4You FCU is a not-for-profit, existing exclusively to provide members with financial products at the lowest cost possible with excellent, personalized service. All earnings are returned to members through lower rates, higher dividends and fewer fees. Our field of membership extends to anyone who lives, works, worships or attends school.
  • Bob Kirkman Mortgage Lender
  • 1448 N 2000 W, Suite 2, Clinton, UT, 84015
  • Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.
  • Bank of South Carolina
  • 9403 Highway 78, Ladson, SC, 29456
  • Whether you're a first time homebuyer or an experienced borrower, The Bank of South Carolina's mortgage professionals can make the process clear and simple. Our knowledgeable professionals are trained to help you understand the entire loan process and select the most favorable loan product for your needs.
  • Deseret First Credit Union
  • 2480 S 3850 W, Suite C, West Valley City, UT, 84120
  • "Deseret First Credit Union exists to foster the financial independence and well-being of its members within the LDS community. Our reputation for providing value and empowering the community reaches beyond the borders of Utah, where our 11 branches are located. Because we are a credit union, we have members, and not customers."
  • NC Community Credit Union
  • 2401 E Ash St, Goldsboro, NC, 27534
  • NC Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County. As a credit union member, you’re also the owner!