FHA VS Conventional loan in Winterset, Madison County, Iowa

As we look into 2026, the Conventional loan limit set for Winterset, in the county of Madison, IA, reaches $726,200. In contrast, the FHA limit for a single-family residence is set at $472,030.

To understand the top rates of today, use the Lendersa® Conventional loan calculator to contrast between Conventional, FHA, and USDA loans. Identify income, credit standings, reserves, and documents essential for qualification. Employing our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA side by side, assisting in deciding which program is most suitable in IA for your financial needs.

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Loan limits and requirements for down payment in 2026 for Winterset, Madison county, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 50273

Discover Conventional and FHA loan alternatives in Winterset, IA

At Lendersa®, our mission is to help you quickly secure the optimal Conventional, USDA, or FHA loan, without any difficulty. Choose from one of three starting points to connect with matching lenders and loan programs.

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  • CornerstoneBank
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  • Grand Bank
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  • Extraco Banks
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