FHA VS Conventional loan programs in 2026 for Blackfoot, Bingham County, Idaho
In 2026, the conventional loan limit in Blackfoot, county of Bingham, ID is set at $726,200, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s Conventional loan calculator to weigh today's prime rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. This advanced tool allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the best-fit program for your financial requirements in ID.
2026 Loan Limits and Down Payment Requirements for Blackfoot, Bingham, ID
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$356,300
0%
FHA
$472,030
3.5%
This table is applicable for zip codes: 83221
Exploring Conventional and FHA Loan Options in Blackfoot, ID
The aim of Lendersa® is securing the ideal Conventional, USDA, or FHA loan quickly and without hassle. Choose from three straightforward methods to connect with aligned lenders and loan programs.
550 W. Sunnyside Road, Suite 11, Idaho Falls, ID, 83402
Lends in Idaho
At Nexus Mortgage Lending, we believe that it is our responsibility to be the connection between our clients and their goals of homeownership. It is our goal to educate our clients, provide them with financing options to meet their individual needs, and link them with world-class lending institutions.
2225 W. Broadway St, Suite J, Idaho Falls, ID, 83402
Lends in Idaho
Trust Alliance Capital has been serving commercial customers' financing needs for over 15 years. Currently holding an A+ rating with the Better Business Bureau. Our expertise in commercial equipment financing, SBA/USDA loans, and commercial real estate will help you move forward in your business
The Rails West Federal Credit Union has been serving members since 1935. We are a non-profit financial institution, owned and controlled by our members. Our Mission is to serve the personal financial needs of our members efficiently and vigorously.
Our Vision is to become the primary financial institution for the entire credit union
"The Mortgage Specialists is an industry-leading mortgage brokerage firm in Idaho with one goal in mind: to get you the best mortgage possible.
From beginning to end, our team of highly qualified mortgage brokers will simplify the process for you. We have established connections with several noteworthy lenders in the country,
Members Preferred Credit Union has been open since . It's the 21st largest credit union in Idaho with assets totaling $44.43 Million and providing banking services to more than 4,000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in Idaho, Our team specializes in Southeast Idaho, including Idaho Falls, Pocatello, Rexburg, Rigby, and Blaclfoot. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt
InterWest Mortgage, who recently merged with Eagle Bank & Trust, has built a strong reputation as an outstanding mortgage company. Under the leadership of SVP/Branch Manager Joni Kepler, InterWest has regularly been recognized as one of Idaho Falls’ and Bonneville County’s top lenders.
We have built a strong reputation as an outstanding mortgage lender, serving the needs of homebuyers throughout the state. We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.
The Bank of Commerce. We are looking for enthusiastic, customer service oriented individuals to join our workforce. The Bank of Commerce offers many opportunities for personal growth and professional advancement. Apply Online today to join our team at the best bank in Southeastern Idaho and Western Montana
