Explore the differences! FHA VS Conventional loan programs in Fort-Hall, Bannock County, Idaho

During 2025, the conventional loan limit within Fort-Hall, in the county of Bannock, ID, is set at $647,200. For an FHA loan, the limit is $420,680 when it comes to a single-family home.

The Lendersa® Conventional loan calculator is an excellent tool to compare current Conventional, FHA, and USDA rates, helping you figure out the necessary income, credit, and reserves, plus the documentation required to qualify. Our advanced mortgage calculator shows you Conventional Conforming loans, USDA, FHA, and VA loans side by side, empowering you to choose the best suited program for your financial needs in ID.

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Loan limits and downpayment requirements in Fort-Hall, Bannock, ID for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable for zip codes: 83202, 83203, 83221

Explore Conventional and FHA loan options in Fort-Hall, ID

The objective of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan swiftly and conveniently. Choose from three options that connect you with matching lenders and programs.

Results from USDA loan requests via Lendersa


  • SMG Mortgage
  • 204 Griffin Park Drive, Birmingham, AL, 35242
  • Salter Mortgage Group, or SMG Mortgage as many of you know us, has been serving customers with home loans since 2007 and enjoyed steady growth every year in one of the toughest markets in our lifetime. We believe this growth is due to a team who is committed to providing our clients with the highest quality financial services combined
  • MORTGAGE XPRESS, LLC
  • 153 Narrows Parkway, Suite 103, Birmingham, AL, 35242
  • At Mortgage Xpress we take that responsibility very seriously. You can rely on our honesty and the strong desire to exceed your expectation and go beyond call of duty to deliver the results you are looking for. We offer Conventional loans, Adjustable rate loans (ARM), Jumbo loans, FHA, VA and USDA 100% loans, First time home buyer loans
  • Reverse Mortgage Alabama
  • 204 Griffin Park Drive, Suite B, Birmingham, AL, 35242
  • Reverse Mortgage Alabama has been exclusive to the Reverse Mortgage or HECM (Home Equity Conversion Mortgage) program in Birmingham and Huntsville, Alabama since 2007. I am honored to serve homeowners age 62 plus throughout the South and I am dedicated to helping you leverage the power of your home equity to achieve greater financial independence.
  • Gagliano Mortgage, Inc
  • 4500 Valleydale Road, Suite F, Birmingham, AL, 35242
  • Gagliano Mortgage, Inc team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • First Service Federal Credit Union
  • 100 Main St, Groveport, OH, 43125
  • "First Service has mortgage loans with a variety of rates and terms. We can even pre-approve you for a loan. Your shopping experience will be more enjoyable knowing that the home you select will fit your budget New Purchase Low Fixed Rates Variable Rates Conventional Mortgages FHA • VA First Time Buyers Refinance Cash Out"
  • Mechanics Bank
  • 2 South Main Street, Mansfield, OH, 44902
  • Mechanics Bank is a full-service community bank in Richland County, Ohio. We’ve remained independently managed for over 136 years, and we’re proud to be the only bank in the county that can make that claim. Because what began in Mansfield in 1886 remains here—headquarters and all.
  • McGregor Mortgage, LLC
  • 13 Park Avenue West, Suite 307, Mansfield, OH, 44902
  • McGregor Mortgage, LLC is committed to providing customer-minded mortgaging and was founded on the principles of bringing more mortgage options and products; always being available; establishing transparency with customers, realtors, and other business partners; delivering in an efficient manner
  • THA Mortgage
  • 28 Park Avenue West, Suite 601, Mansfield, OH, 44902
  • THA Mortgage provides a variety of loan options and knowledge to help each customer understand and select the best loan program for their needs. We are here to help clients in all phases of life meet their financial and real estate goals. Integrity, innovation, partnership and collaboration are the core values that drive THA Mortgage