FHA VS Conventional loan in Fort-Hall, Bannock County, Idaho

During 2025, the conventional loan limit within Fort-Hall, in the county of Bannock, ID, is set at $647,200. For an FHA loan, the limit is $420,680 when it comes to a single-family home.

The Lendersa® Conventional loan calculator is an excellent tool to compare current Conventional, FHA, and USDA rates, helping you figure out the necessary income, credit, and reserves, plus the documentation required to qualify. Our advanced mortgage calculator shows you Conventional Conforming loans, USDA, FHA, and VA loans side by side, empowering you to choose the best suited program for your financial needs in ID.

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Loan limits and downpayment requirements in Fort-Hall, Bannock, ID for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable for zip codes: 83202, 83203, 83221

Explore Conventional and FHA loan options in Fort-Hall, ID

The objective of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan swiftly and conveniently. Choose from three options that connect you with matching lenders and programs.

Results from USDA loan requests via Lendersa


  • University Mortgage Funding Corp
  • 4315 Lake Washington Blvd, Suite 3004, Kirkland, WA, 98033
  • The University Mortgage Funding Corp. Team is committed to providing clients with the highest quality home loans combined with some of the most competitive mortgage rates available in all of Washington. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan.
  • Bellwether Lending Inc
  • 10415 113th Place NE, Kirkland, WA, 98033
  • BellWeather Lending inc is full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates.
  • Washington First Mortgage Loan Corporation
  • 4055 Lake Washington Blvd, Suite 100, Kirkland, WA, 98033
  • Washington First Mortgage Loan Corp. is committed to providing helpful, honest, and accurate advice to assist borrowers in choosing a product that meets their financial needs. We offer our clients excellent customer service and a wide variety of competitive mortgage pricing options in Washington, California, Oregon, and Arizona.
  • Veristone Mortgage, LLC.
  • 6725 116th Ave NE Suite 210, Kirkland, WA, 98033
  • At Veristone, we are private money lenders and experienced mortgage professionals who desire to partner with you to make your real estate investments a success. Veristone Mortgage offers portfolio and traditional lending solutions for investment properties in Idaho, Oregon and Washington.
  • Vantage Point Finance
  • 26045 Avenue 17, Suite A, Madera, CA, 93638
  • Vantage Point Finance has come a long way since we first started doing business in 2005. Today we have grown to be one of the fastest growing real estate lending brokerage platforms for professionals. Founded on the principles and beliefs to create a better mortgage loan originator experience while remaining true to our core values of honesty.
  • Accurate Lenders Mortgage
  • 25916 Avenue 17, Madera, CA, 93638
  • "At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises! FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS! FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"
  • Affordable lending by Daryl/ California Funding and Investments
  • 700 E Shaw Ave, Fresno, CA, 93710
  • Affordable Lending for the Golden State of California, Daryl Roe and California Funding will help you obtain a loan that is right for you. We have many investors and loan products to suit your needs and are able to shop around to find you the most competitive interest rates and loan products available today.
  • Noe Cruz All State Homes Real Estate and Mortgage Professionals
  • 770 E. Shaw Ave, Suite 128, Fresno, CA, 93710
  • Noe Cruz bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. Noe Cruz eager to serve you. All State Homes provides professional real estate and mortgage expertise as a full service real estate company in Fresno CA.