FHA VS Conventional loan programs in 2025 for Lincoln, Bonneville County, Idaho

In 2025, Convetional loan limit in Lincoln, county of Bonneville, ID is $726,200 while FHA limit is $523,250 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in ID is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Lincoln, county of Bonneville, ID

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $356,300 0%
FHA $523,250 3.5%

The comparison table applies to zip codes: 83401

Conventional and FHA loan options in Lincoln, ID

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Kaye Financial Corporation
  • 31100 Northwestern Hwy, Farmington Hills, MI, 48322
  • Kaye Financial’s mission is to provide a superior mortgage experience to all of our clients and to be the mortgage lender that you trust to serve your family, friends, and community. Our family of dedicated mortgage professionals is committed to building relationships based on mutual trust, honesty, integrity, and ethics.
  • Chiropractic Federal Credit Union
  • 23617 Liberty Street, Farmington, MI, 48335
  • Chiropractic Federal Credit Union (CFCU) began as a federally chartered credit union in 1950, when a group of Chiropractors were having difficulty obtaining loans from other financial institutions in order to advance their practices. These Doctors decided to pool their resources and form a credit union that would provide them with savings programs,
  • Frankiewicz Financial
  • 33966 W. 8 Mile Rd, Suite 101, Farmington, MI, 48335
  • Frankiewicz Financial is a family owned mortgage brokerage company with over 50 years of combined experience. We are not your normal 9-5 lender. We understand working full time and having a family is far more than enough to keep anyone busy, that is why ALL OF US at Frankiewicz Financial will make sure that we are available.
  • Preferred Lending Solutions, LLC
  • 104 Albertson Pkwy, Suite 1, Broussard, LA, 70518
  • Preferred Lending Solutions offers several home loan products including, but not limited to, Rural Development (100% financing), FHA, Conventional, VA (100% financing), and Jumbo loans. Options for closing costs and down payment assistance programs are available in addition to our very low lender fees and competitive rates
  • Oxford Bank
  • 60 S. Washington Street, Oxford, MI, 48371
  • Oxford Bank is the oldest commercial bank headquartered in Oxford, Michigan and has operated continuously under local ownership and management since 1884. We manage seven full-service bank branches, and four customer-focused remote offices located throughout Oakland, Genesee, and Lapeer counties.
  • Brick Financial Group LLC
  • 18 N Washington Street, Suite C, Oxford, MI, 48371
  • At Brick Financial Group our main goal is to provide an exceptional value while maintaining high service standards to all members of our extended community. In an ever changing mortgage market, where technology and robot loans are all the rage, we want to be the lender who is for the people, by the people.
  • Sun Federal Credit Union
  • 1627 Holland Road, Maumee, OH, 43537
  • Sun Federal is a full-service financial cooperative, established in 1950. As an employee, retiree, member or student of one of our sponsor groups, or if you live, work, worship, attend school or regularly conduct business in a designated development area, you and members of your immediate family or household are eligible to join Sun Federal
  • Resolute Bank
  • 3425 Briarfield Blvd, Suite 100, Maumee, OH, 43537
  • Established in 2006, Resolute Bank is a full-service community Bank specializing in relationship Banking for small to mid-sized businesses, medical professionals, real estate professionals and residents. Located at 3425 Briarfield Blvd. in Maumee, Extended hours are available by appointment
  • Your Mortgage Group LLC
  • 1715 Indian Wood Circle, Suite 200, Maumee, OH, 43537
  • YMG is a boutique brokerage that understands the mortgage experience is not one size fits all…it’s your size fits you.That’s why our first priority is to keep you in mind as we navigate your experience.We have closed BILLIONS in loans for thousands of clients.Whether you’re a first time home buyer or a seasoned investor, we have the experience.
  • Capital Home Loans LLC
  • 6546 Weatherfield Ct, Unit C2, Maumee, OH, 43537
  • Capital we are dedicated to serving the community by providing competitive mortgage options. Buying a home is a great step towards financial success and our team is here to make that process as smooth as possible. Reach out to us today to find out how Capital can help you and Ready To Help You Through The Mortgage Process