FHA VS Conventional loan programs in Lincoln, Bonneville County, Idaho

In 2025, the conventional loan cap for a single-family residence in Lincoln, Bonneville county of ID, is set at $726,200. The FHA limit is $523,250.

Try the Lendersa® Conventional loan calculator to evaluate current Conventional, FHA, and USDA rates, while also evaluating the requisite income, credit score, reserves, and documents needed for qualification. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you to decide which suits your financial needs in ID best.

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2025 loan ceilings and downpayment specifications in Lincoln, Bonneville county, ID

Loan Category Maximum Limit Initial Payment
Conventional Conforming $726,200 3%
USDA $356,300 0%
FHA $523,250 3.5%

This comparison applies to these zip codes: 83401

Exploring Conventional and FHA options in Lincoln, ID

With Lendersa®, the focus is on swiftly obtaining the best Conventional, USDA, or FHA loan without delay. Choose from three options to link you with matching loan programs and lenders.

Lendersa USDA loan request and matching results


  • HomeWay Mortgage
  • 23218 Red River Dr., Katy, TX, 77494
  • HomeWay Mortgage is a full-service mortgage company dedicated to providing clients with detailed personal service at competitive rates. HomeWay Mortgage stands apart because it is a direct lender providing clients with great service, low rates, experienced loan officers and unique loan products in addition to the standard purchase.
  • AAA Federal Credit Union
  • 1112 N Bendix Drive, South Bend, IN, 46628
  • AAA Federal Credit Union is a community based credit union dedicated to serving those who live, work, worship, attend school or volunteer in St. Joseph County, Indiana. OUR MISSION is to EFFECTIVELY ENHANCE THE FINANCIAL WELL BEING OF THE MEMBERSHIP IN AN EVER CHANGING ECONOMIC ENVIRONMENT BY PROVIDING APPROPRIATE FINANCIAL SERVICES.
  • Ameristate Realty & Mortgage LC
  • 16310 Tomball Parkway, Suite 404, Houston, TX, 77064
  • Our priority is that our customers have a great buying or refinancing experience and our mortgage experts will be there to help and guide you every step of the way. We are home loan experts dedicated to making sure your home purchase or refinance experience is an exciting and memorable experience.
  • Kennedy VA Employees FCU
  • 1030 Jefferson Avenue, Memphis, TN, 38104
  • The Kennedy VA Employees Federal Credit Union was founded to serve the employees of Kennedy Veterans Administration Medical Hospital in Memphis, TN. Over the years the Credit Union has grown into a very well-capitalized financial institution offering members various ways to save, including offering a variety of checking accounts and loans.
  • House of Professionals Inc
  • 14363 Torrey Chase, Suite F-1, Houston, TX, 77014
  • We have been in the real estate/mortgage industry for 33 years. I can help direct you on the best plan for you with your current financial status mixed with your future plans. We offer different financial solutions and sometimes can even help you if you were turned down from a different company. Don't go home shopping without knowing.
  • CommunityWide Federal Credit Union
  • 1555 W Western Avenue, South Bend, IN, 46619
  • CommunityWide Federal Credit Union was founded in September of 1967 as the West Washington Association Federal Credit Union. It was established with the primary purpose of providing high value financial services to persons of modest means in the near west side of South Bend, including financial counseling and education.
  • First South Financial Credit Union
  • 3731 Austin Peay Highway, Memphis, TN, 38128
  • First South Financial Credit Union is a member-owned, federally insured financial institution serving over 64, 000 members throughout the world. Recognized as a leader in strength, stability and service, we are ranked among the top 1% of financial institutions in the entire country by independent rating organizations.
  • Memphis City Employees Credit Union
  • 2608 Avery Avenue, Memphis, TN, 38112
  • The Memphis City Employees Credit Union, formerly the City of Memphis Credit Union, was established in May of 1959. The Credit Union has experienced tremendous growth and accomplishment over the last 62 years. Our first branch opened its doors in a corner of the City Treasurer’s office at the old court house and began serving the city employees.
  • First National Bank of Monterey
  • 6222 E. Main Street, Monterey, IN, 46960
  • On June 14th, 1910 The First National Bank of Monterey received its charter from the Comptroller of the Currency to establish a national bank in the town of Monterey. The bank opened on August 1st of 1910 with 57 original shareholders and $25, 000 in capital. The first board of directors rotated presidents naming PH Wagoner.
  • F5 Mortgage LLC
  • 1283 Farmington Drive, Traverse City, MI, 49696
  • F5 is refreshing the mortgage process by leveraging technology to ensure ultra-competitive mortgage rates without the hassle of unwanted hard sales tactics. F5 Mortage delivers incredible wholesale mortgage options across Michigan, Georgia, Florida, and Colorado. Backed by almost a decade of professional experience.