FHA VS Conventional loan programs in 2024 for Idaho-Falls, Bonneville County, Idaho

In 2024, Convetional loan limit in Idaho-Falls, county of Bonneville, ID is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in ID is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Idaho-Falls, county of Bonneville, ID

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 83401, 83402, 83404, 83415

Conventional and FHA loan options in Idaho-Falls, ID

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Banco Mortgage Centre
  • 379 Hamilton Row, Birmingham, MI, 48009
  • Securing a home or business mortgage is a harrowing process. The search for a quality mortgage broker and lender is like going in circles through a revolving door, with no end in sight. Your search is over. Open your door of opportunity at BANCO Mortgage Centre. We're located in downtown Birmingham, MI, which is a part of the greater Detroit area.
  • Launch Mortgage
  • 1233 Maryland Blvd, Birmingham, MI, 48009
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rockwood Mortgage LLC
  • 33834 Woodward Ave., Birmingham, MI, 48009
  • Rockwood Mortgage is proud to be serving the Great Lakes state of Michigan. As a mortgage broker we are able to give you the lowest rate & the attention that you deserve.We are always available for our clients and partners and is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
  • Berkshire Capital
  • 33687 Woodward Ave, Birmingham, MI, 48009
  • As the President of Berkshire Capital, Griffen Hock is responsible for running all facets of the business. Griffen has a proven executive management track record and over 15 years of experience driving sales growth and integrating digital marketing and sales strategy systems in residential mortgage lending.
  • Entrust Mortgage, LLC
  • 73 Cavalier Blvd, Suite 316, Florence, KY, 41042
  • Entrust Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Warsaw Federal Savings and Loan
  • 3533 Warsaw Ave., Cincinnati, OH, 45205
  • Warsaw Federal's story began in 1893, when three Cincinnatians saw the need for financial services in the booming neighborhood of Price Hill. Franklin Walters, John Weber and Edward Doctor began the savings and loan company to serve that need. Warsaw Federal remains a friendly neighborhood institution.
  • AmeriGO Home Lending
  • 912 Grand Ave, Unit A, Cincinnati, OH, 45205
  • AmeriGO Home Lending is a personalized mortgage company dedicated to keeping you informed and educated throughout the home loan process. Let our highly experienced team utilize our many lending partners to find the best fit for you.Amerigo Home Lending Llc was founded in 2011, and is located at 6460 Harrison Ave Ste 101 in Cincinnati.
  • Credit Union Advantage
  • 22250 Providence Drive, Southfield, MI, 48075
  • Credit Union Advantage has been providing financial services to members and their families since 1969. Initially the credit union was named Providence Hospital Employees Credit Union and in 2002 we began to also serve the employees of the St. John Health System, which includes Providence Hospital. Our name was changed at that time to Credit Union A
  • Great Lakes Mortgage Brokers LLC
  • 18877 West 10 Mile Road, Suite 250, Southfield, MI, 48075
  • Great Lakes Mortgage Brokers LLC, located in Southfield, MI, and Boca Raton, FL is a leading provider of financial services. We specialize in helping businesses and individuals reach their financial goals by providing a wide range of lending & insurance options.We use our more than 20 years of experience to provide clients with financial services.
  • Block Mortgage LLC
  • 19483 W 10 Mile, Southfield, MI, 48075
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.