In 2025, the conventional loan limit for Shelley, situated in Bingham, ID, is $726,200, while the limit for an FHA loan for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to review and compare the best rates currently available for Conventional, FHA, and USDA loans. It assists in identifying the necessary income, credit, reserves, and documentation needed for qualification. With this advanced mortgage calculator, you can see Conforming Conventional, USDA, FHA, and VA loans side by side, thus enabling you to determine the most appropriate program in ID for your own financial needs.
Review offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $356,300 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is applicable to zip codes like 83274
Lendersa® is dedicated to providing you with the most efficient access to the optimal Conventional, USDA, or FHA loans without hassle. Select from one of three approaches to discover lenders and suitable loan programs.
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Bridge Loan Guides
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