FHA VS Conventional loan programs in Shelley, Bingham County, Idaho
In 2025, the conventional loan limit for Shelley, situated in Bingham, ID, is $726,200, while the limit for an FHA loan for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to review and compare the best rates currently available for Conventional, FHA, and USDA loans. It assists in identifying the necessary income, credit, reserves, and documentation needed for qualification. With this advanced mortgage calculator, you can see Conforming Conventional, USDA, FHA, and VA loans side by side, thus enabling you to determine the most appropriate program in ID for your own financial needs.
Loan Limits and Down Payment Requirements for 2025 in Shelley, Bingham, ID
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$356,300
0%
FHA
$472,030
3.5%
This comparison table is applicable to zip codes like 83274
Conventional and FHA Loan Choices in Shelley, ID
Lendersa® is dedicated to providing you with the most efficient access to the optimal Conventional, USDA, or FHA loans without hassle. Select from one of three approaches to discover lenders and suitable loan programs.
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