FHA VS Conventional loan programs in 2025 for Pocatello, Bannock County, Idaho
For the year 2025, the conventional loan limit in Pocatello, within Bannock county, ID, is set at $726,200. For a single-family home, the FHA limit is $472,030.
Use the Lendersa® Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans today. Assess the income, credit score, reserves, and documents required to qualify with these loan options. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, enabling an informed choice about the most suitable program for you in ID.
Loan Limits and Down Payment Requirements for 2025 in Pocatello, Bannock, ID
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$356,300
0%
FHA
$472,030
3.5%
This comparison table is relevant for zip codes: 83204, 83201, 83209, 83205, 83206
Conventional and FHA Loan Options Available in Pocatello, ID
Lendersa® is dedicated to securing you the best options for Conventional, USDA, or FHA loans quickly and without hassle. Choose from one of three starting points to access matching lenders and loan programs tailored to you.
Advia Credit Union's mission is to provide financial advantages. We look to proactively seek the quickest and easiest solutions available for members to maximize the financial value provided to them. Our name means something – we provide advice, we are member advocates, and we offer advantages.
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Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans
At Mortgage 1. We have been proudly serving home owners for over 25 years. We look forward to helping you with your home finance.
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Our team is committed to providing our clients with the highest quality financial services combined with competitive rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
3330 Broadmoor Ave. SE, Suite B, Grand Rapids, MI, 49512
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