FHA VS Conventional loan programs in 2025 for Pocatello, Bannock County, Idaho

For the year 2025, the conventional loan limit in Pocatello, within Bannock county, ID, is set at $726,200. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans today. Assess the income, credit score, reserves, and documents required to qualify with these loan options. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, enabling an informed choice about the most suitable program for you in ID.

Review loan offers from a network of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Pocatello, Bannock, ID

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $356,300 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 83204, 83201, 83209, 83205, 83206

Conventional and FHA Loan Options Available in Pocatello, ID

Lendersa® is dedicated to securing you the best options for Conventional, USDA, or FHA loans quickly and without hassle. Choose from one of three starting points to access matching lenders and loan programs tailored to you.

Lendersa matching results for USDA loan requests


  • Money Options Inc
  • 12819 Shadow Run Blvd, Riverview, FL, 33569
  • At Money Options Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select . on your behalf to help you achieve your dream of homeownership.
  • Riverview Mortgage
  • 11256 Boyette Rd, Riverview, FL, 33569
  • Riverview Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • Quentin Realty Capital
  • 43 9th st, Brooklyn, NY, 11215
  • Quentin Realty Capital A Direct Private Lender You Can Trust ​ With our low interest rates & fees, we are the ideal choice for real estate investors nationwide seeking to minimize loan costs and maximize their capital gain. Our professional team has transformed the loan process to a smooth and straightforward experience. 10 day closings!
  • B Naman Consulting Inc
  • 245 Saw Mill River Road, Suite 106B, Hawthorne, NY, 10532
  • Bruce J. Naman Serving the area for over 25 years, I'm committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and offer a variety of products to meet your individual requirements, with my expertise, I get the hard deals done. I make the process of securing a mortgage simple.
  • Jersey Shore Federal Credit Union
  • 1434 New Road, Northfield, NJ, 08225
  • We were built on the "People Helping People"​ philosophy and that remains true today. Our mission is to provide quality services to meet the financial needs of our members. We are committed to serving our members'​ needs both today and in the future. Jersey Shore Federal Credit Union is a member-owned, not-for-profit financial cooperative.
  • TMC Equities Inc
  • 29 Marble Avenue, 2nd Floor, Pleasantville, NY, 10570
  • TMC Equities, Inc. is a local and community oriented mortgage broker. For over 24 years we have been located in Pleasantville, NY. Products are available for every purchase or refinance including less than perfect credit, little down payment, low income. We shop with a variety of banks to pass on better rates than your bank.
  • DML Lending
  • 2246 84th street, Suite 1A, Brooklyn, NY, 11214
  • DML Lending is a family owned and operated by a group experienced and knowledgeable real estate lenders that help local real estate investors become successful. DML provides short-term (12 months) loans to a variety of independent real estate developers and investors across the country.
  • Brisco Funding LLC
  • One South Greeley Ave Suite 1b, Chappaqua, NY, 10514
  • Brisco Funding, LLC is located in Chappaqua, NY, United States and is part of the Mortgage Banking Industry. Brisco Funding, LLC has 1 total employees across all of its locations and generates $165,887 in sales (USD).Brisco Funding is a Private Lending company specializing in single-family and multi-family rehab lending.
  • Foxx Capital Funding, Inc
  • 34-03 Broadway, Astoria, NY, 11106
  • We provide a full range of services to meet your mortgage needs. Foxx Capital Funding Inc. is a New York State Registered Mortgage Broker with a large selection of programs. We have an excellent working relationship with many lenders, and have the knowledge to select the right program to fit the borrowers needs.
  • Heritage Family Credit Union
  • 30 Allen St, Rutland, VT, 05701
  • The purpose of the Heritage Family Credit Union is to provide friendly, personable, high quality services for the entire family. The Credit Union will strive to offer convenient, cost effective services while maintaining financial stability. Heritage Family Credit Union’s vision is families prospering through cooperation.
  • Landstone Equities LLC
  • 4502 17th Avenue, Suite 1, Brooklyn, NY, 11204
  • At Landstone, we understand that financing is more than just a loan. It’s the foundation of your future and stepping stone to further growth. We’re a team built on a foundation of utmost integrity, unmatched resourcefulness, and unwavering dedication. We harness our every resource and vast network to get every deal done.