FHA VS Conventional loan programs in 2025 for Grangeville, Idaho County, Idaho

As of 2025, in Grangeville, located in the county of Idaho, ID, the limit for a Conventional loan is $726,200. For a single-family home, the FHA loan limit is $472,030. Understanding these figures is crucial for borrowers aiming to navigate the local housing market effectively.

The Lendersa® Conventional loan calculator is an excellent resource for comparing today's top rates, whether Conventional, FHA, or USDA. Determine the necessary income, credit, reserves, and documentation to qualify. Witness Conforming Conventional, USDA, FHA, and VA loans juxtaposed to help you select the best option for your finances in ID.

Explore loan offers from a variety of 100 lenders

2025 Loan Limits and Downpayment Requirements in Grangeville, Idaho County, ID

Type of Loan Limit of Loan Required Down Payment
Conventional Conforming $726,200 3%
USDA $356,300 0%
FHA $472,030 3.5%

This table comparison is applicable to these zip codes: 83530, 83531. Ensure your zip code aligns with the limits shown to take accurate advantage of the options available.

Available Loan Options: Conventional and FHA in Grangeville, ID

Lendersa® is committed to ensuring you rapidly find the optimal Conventional, USDA, or FHA loan without unnecessary hassle. Select from three starting paths designed to align you with matching lenders and loan programs tailored to your needs.

Matching results for Lendersa USDA loan requests


  • Liberty Lending Group
  • 7500 South University Blvd, Suite 102, Centennial, CO, 80122
  • Liberty Mortgage Group has been specializing in residential financing for Colorado borrowers since 1999. Unlike big banks that have "order takers" helping with your loan, we have highly skilled loan consultants who are experts at finding the mortgage that makes the most sense for your homebuying or refinancing scenario.
  • Access Equity Corp
  • 7950 S Lincoln St, Suite 109, Littleton, CO, 80122
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rocky Mountain Law Enforcement Federal Credit
  • 992 Potomac Cir, Aurora, CO, 80011
  • Originally founded by the Denver Police Department, RMLEFCU has proudly served law enforcement professionals and their families since 1938. Over the years, we have grown to include a membership of more than 10,000 members and assets in excess of $145 million. RMLEFCU is regulated by the National Credit Union Administration (NCUA).
  • The District Credit Union
  • 751 Chambers Rd, Aurora, CO, 80011
  • The District Credit Union is a not-for-profit cooperative, founded in 1961 by eight Aurora Public School teachers. Ever since, our education-minded credit union has fought hard to improve the financial lives of our members with better products and friendlier service. Become a member of the District Credit Union today and start prospering
  • Aurora Lending
  • 14221 E 4th Ave, Suite 111, Aurora, CO, 80011
  • We are a family-owned lending company based in Aurora. We specialize in traditional and reverse mortgages. We also provide Construction, FHA and VA loans. Great history providing quality services to their clients.You can choose Aurora Lending we have been in this line of work for many years.
  • Empire Lending 1
  • 14201 East 4th Avenue, Suite 120, Aurora, CO, 80011
  • Empire Lending 1 is specialized in providing new home buyers and existing homeowners with a wide variety of home purchase and mortgage refinance loan products. Empire Lending 1 works with a wide network of wholesale mortgage lenders to provide our clients with more home mortgage options than most banks
  • 303homefinancing LLC
  • 14201 e 4th Ave, Aurora, CO, 80011
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Carmel Capital Group
  • 2 North East of Santa Rita On 2nd Avenue, Carmel By The Sea, CA, 93921
  • Carmel Capital Group was established in 2020 by Joe Villarreal and Domingo Alvarez. Our associates are dedicated to providing a timely, professional, and personal experience as we work together to get you the best financing available on the market. Carmel's fastest and most competitive mortgage brokerage.
  • Space Age Federal Credit Union
  • 3005 South Parker Road, Suite C - 300, Aurora, CO, 80014
  • Space Age Federal Credit Union is a full-service financial institution that has been serving our membership since 1952. At Space Age, we make taking care of your finances as quick, easy, and convenient as possible. We offer a variety of ways to access your account, and a choice of locations.
  • Kalika Mortgage
  • 10651 E. Bethany Drive, Suite 102, Aurora, CO, 80014
  • Gary Kalika the owner Kalika Mortgage, your personal mortgage service professional located in Aurora, Colorado. I want to make this an easy and seamless process - so that means cutting out the fat and getting down to business. I provide personalized services on these mortgages: Conventional, FHA, VA, Hard Money Loans, Commercial Loans, etc.
  • A Plus Mortgage Co
  • 3190 S. Vaughn Way, Suite 550, Aurora, CO, 80014
  • We offer a range of home mortgage loan products, all designed individually to match the borrower’s profile and mortgage loan needs. Whether you’re looking for a home purchase loan or a rate/term refinance loan, we have you covered. Our Loan Officer’s are available and ready to show you why we are known for A+ Customer Service in all your home finan