FHA VS Conventional loan programs in Lewiston, Nez Perce County, Idaho

In the year 2025, the Conventional loan ceiling in Lewiston, located in Nez Perce county, ID, is $726,200, whereas for a single-family home, the FHA limit is $472,030.

Try the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. It helps determine the necessary income, credit scores, reserves, and documents for qualification. Use our advanced mortgage calculator to look at Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision about the best program in ID for your financial needs.

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Loan Limits and Down Payment Requirements in Lewiston, Nez Perce, ID for 2025

Type of Loan Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $356,300 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 83501

Exploring Conventional and FHA Loan Options in Lewiston, ID

Lendersa® strives to quickly deliver the best Conventional, USDA, or FHA loan with minimal hassle. Choose one of the three approaches to connect with matching lenders and loan plans.

USDA loan requests and matching results via Lendersa


  • Property Capital Associates
  • 1000 North Point Street, Suite 1603, San Francisco, CA, 94109
  • "Property Capital Associates is dedicated to ensuring that you receive the very best loan terms. Financing real estate investment properties is a complex process regardless of loan size. Mike Klepinger founded Property Capital Associates in 2003. The mission of the company is to provide the most competitive.
  • Equity Bridge Capital
  • 1200 Gough Street, Suite 900, San Francisco, CA, 94109
  • Equity Bridge Capital is a San Francisco based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates. Whether it is a developer needing a bridge loan to complete a construction project.
  • Plum Lending
  • 445 Bush Street, Suite 500, San Francisco, CA, 94108
  • Plum Lending is revolutionary commercial real estate lending, combining the world of data science with traditional lending. Our mission is to help borrowers meet their funding needs with the most efficient and optimal process in the industry. We provide smart and reliable funding options.
  • SunnyHill Financial Inc
  • 600 California St, Suite 15-007, San Francisco, CA, 94108
  • SunnyHill Financial has over 50 years of combined mortgage experience, ranging from some of the oldest banking institutions to the newest mortgage Fintech startups. You will be working directly with the owners of the company and alos Proudly service are Az, Ca, Co, GA, MI, NC, OH, FL, OR, PA, TX, and UT.
  • Assurity Realty Corp
  • 23920 Sunnybank Pl, Hayward, CA, 94541
  • Assurity Realty Corp (ARC) is a family owned real estate business and home to a growing staff that are committed to helping our clients with all of their real estate needs, both Commercial and Residential. Become a part of our family! Real Estate Sales & Purchases are our business.
  • Heritage Fund Realty and Investments
  • 21573 Foothill Blvd, Suite 211, Hayward, CA, 94541
  • Our company specializes in the full spectrum of financial services. We pride ourselves in finding solutions to help clients navigate financial issues and plan for financial goals. We work with real estate purchases, listings, and property management. We also originate mortgages and other types of real estate financing.
  • Sierra Lending Corporation
  • 25 Taylor St, Suite 607, San Francisco, CA, 94102
  • We are Sierra Lending, specializing in mortgage loans in California and Texas for self-employed, foreign national and ITIN borrowers. At Sierra Lending we are here to help those who may have been turned down for a mortgage loan by traditional mortgage lenders due to their self-employed status, or because they are a citizen of a foreign country.
  • Home Lending Company
  • 601 Van Ness Avenue, Suite E441, San Francisco, CA, 94102
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Resource Lenders
  • 180 Redwood St., Suite 250, San Francisco, CA, 94102
  • Parkside Lending is a national wholesale and correspondent lender that cares. We’re committed to making a positive difference for both clients and their borrowers. Our sensible approach to underwriting, innovative suite of mortgage products, and proprietary technology help loan officers and lenders close more loans.