FHA VS Conventional loan programs in Orofino, Clearwater County, Idaho
During 2026, for a single-family home in Orofino, located in the county of Clearwater, ID, the limit for a Conventional loan is $726,200, while the FHA loan limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today’s optimal rates for Conventional, FHA, and USDA loans. Determine the income requirements, credit details, reserves, and documentation needed for approval. Our sophisticated mortgage calculator lets you assess Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the ideal program for your financial situation in ID.
Loan limits and downpayment requirements for 2026 in Orofino, Clearwater county, ID
Type of Loan
Maximum Loan
Required Down payment
Conventional Conforming
$726,200
3%
USDA
$356,300
0%
FHA
$472,030
3.5%
Please note, the table applies to these zip codes: 83544
Exploring Conventional and FHA Loans in Orofino, ID
The mission of Lendersa® is to quickly help you secure the most suitable Conventional, USDA, or FHA loan, minimizing any hassles. Pick one of three starting options designed to match you with the best lenders and loan programs.
Freedom Northwest Credit Union was founded in 1963 by a dedicated group of volunteers, and we operated under the name Kamiah Community Credit Union until June 2016. From very humble beginnings, guided by the vision and strong leadership of committed volunteers, we have grown to serve 12,000 members with total assets of $426 million.
Latah Credit Union provides competitive financial services to all who live, work, volunteer, worship, do business in, or go to school in Latah, Benewah, Kootenai, Boundary, Bonner, Shoshone, Nez Perce and Lewis Counties and to students enrolled in a unified program of study at the University of Idaho.
Come see why LCCU, Lewis Clark Credit Union, is a whole new financial experience. We offer progressive financial services, with hometown member support. We know you by name and are here to help you meet your financial goals. At LCCU, our focus really is your future.
Unlike banks, credit unions are not in business to make a profit.
Early in March, 1978, eight real estate brokers discussed a common concern, financing, at their weekly exchange breakfast meeting. The consensus was that the local banks and mortgage companies were not meeting the needs of the public. Processing of loans was taking too long; since “chain” banks had to send everything out of town for approval
This credit union was organized on October 31, 1959, to promote thrift among its members & to accumulate a fund from these savings to make needed loans to members.
We started with a humble 33 members with a total of $173.00 in assets at that time. To date this credit union has over 2,000 members with assets size from $7,100,000 to over $8,000,
101 Ironwood Dr, Suite 210, Coeur D Alene, ID, 83814
Lends in Idaho
Mountain West Bank officially opened at the corner of Government Way and Ironwood Drive in Coeur d’Alene, Idaho. Today, the bank that originally operated from inside a trailer now serves Idaho and Washington. Since its founding days, Mountain West Bank has been dedicated to the mission of providing customers with Legendary Customer Service.
Our resourceful and skilled team at All American Liberty Mortgage is eager to help you reach your dreams. We are locally owed and operated and are happy to assist you with your home financing needs. Give us a call and stop by and see our historic building and what terrific loan products we have to offer.
2426 N Merritt Creek Loop, Suite A, Coeur D Alene, ID, 83814
Lends in Idaho
YES MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
