FHA VS Conventional loan programs in 2025 for Meridian, Ada County, Idaho
In the year 2025, the set limit for conventional loans in Meridian, located in the county of Ada, ID, is $726,200. Conversely, the FHA loan limit for a single-family residence is specified at $586,500.
Utilize the Lendersa® Conventional loan calculator to evaluate current Conventional versus FHA and USDA rates. Identify necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans compared side by side, assisting you in choosing the right option in ID for your unique financial situation.
2025 Loan Limits and Down Payment Requirements for Meridian, Ada, ID
Loan Category
Maximum Loan Amount
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$415,100
0%
FHA
$586,500
3.5%
This table is relevant for zip codes: 83646, 83642, 83680
Explore Conventional and FHA Loan Options in Meridian, ID
The mission of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loans for you without any hassle. Choose from three starting routes leading to matching lenders and suitable loan programs.
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