Explore the differences! FHA VS Conventional loan programs in Meridian, Ada County, Idaho
In the year 2025, the set limit for conventional loans in Meridian, located in the county of Ada, ID, is $726,200. Conversely, the FHA loan limit for a single-family residence is specified at $586,500.
Utilize the Lendersa® Conventional loan calculator to evaluate current Conventional versus FHA and USDA rates. Identify necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans compared side by side, assisting you in choosing the right option in ID for your unique financial situation.
2025 Loan Limits and Down Payment Requirements for Meridian, Ada, ID
Loan Category
Maximum Loan Amount
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$415,100
0%
FHA
$586,500
3.5%
This table is relevant for zip codes: 83646, 83642, 83680
Explore Conventional and FHA Loan Options in Meridian, ID
The mission of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loans for you without any hassle. Choose from three starting routes leading to matching lenders and suitable loan programs.
Farmers & Merchants State Bank is Bushnell's only locally-owned bank, serving our community since 1913. We offer low rates on loans, competitive earnings on savings, and leading edge technology in all our services, along with the trust and privacy you deserve. Discover the difference of an employee owned bank
Jonesburg State Bank is a community oriented financial institution. Since its incorporation, the bank has been a rock solid member of the community whose name stands for integrity and commitment to Montgomery and Warren counties and the surrounding area. We’ve had the same name, been within one block of the original location.
Gale Credit Union was chartered in 1947 to serve employees of Gale Products, a division of OutBoard Marine Corporation. The credit union served only Gale (OMC) employees and employee families until 1983. In 1983, Gale Credit Union merged with the Knox County, City of Galesburg Credit Union,
Tompkins State Bank is a community bank with offices in Avon IL, Abingdon IL, Knoxville IL, and Galesburg IL. Since 1884, TSB has been providing banking services and has continued to grow over the last 125 years. At Tompkins State Bank, we are your friends and neighbors. We are A Real Community Bank.
The charter for The Farmers and Mechanics Bank was granted on March 31, 1869. Chauncey Colton founded F&M Bank, was its largest stockholder, and served as its first president. He and his associates chose a name that related directly to the real builders of the town, those hardworking farmers and the shoemakers
GENCO Federal Credit Union was originally created to meet the financial needs of employees of the General Tire and Rubber Company (Waco Plant) and their immediate families. GENCO's first office building was built in 1960 at 1905 Kendall Lane. GENCO's Board of Directors decided to purchase a building in the heart of the Waco business.
First Central Credit Union is a Financial Services company located in Central Texas, United States. We are a not-for-profit credit union meaning we pass along to you savings and funds from profits as less fees and better rates -- as we provide secure competitive financial services, Exceeding the needs of our members.
At The McCulloch Team, we treat every customer as an individual, not a number. You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you.
The Koehn Mortgage Group, we treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We will help you obtain the best home loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you
