FHA VS Conventional loan programs in 2025 for Boise, Ada County, Idaho
In 2025, the conventional loan limit in Boise, located in the county of Ada, ID, is $726,200. Meanwhile, the FHA limit for a single-family residence is $586,500.
The Lendersa® Conventional loan calculator enables you to compare the best rates for Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and required documents for qualifying. This sophisticated mortgage tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in identifying the right program in ID for your specific financial situation.
2025 Loan Limits & Down Payment Requirements in Boise, County of Ada, ID
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$415,100
0%
FHA
$586,500
3.5%
This table is applicable to the following zip codes: 83703, 83702, 83705, 83704, 83709, 83716, 83706, 83712, 83713, 83701, 83708, 83715, 83717, 83720, 83722, 83724, 83725, 83728, 83729, 83735, 83756, 83799
Conventional and FHA Loan Options Available in Boise, ID
At Lendersa®, our aim is to connect you with the most suitable Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three options that align you with matching lenders and loan programs.
"Established in 2004, Innovative Mortgage Services, Inc. has provided service throughout the southeastern United States.
Innovative is a licensed lender in Florida, Tennessee, and Alabama.
Innovative Mortgage Loan Originators are known as “Innovators” because of their opportunity to efficiently"
EMM Loans LLC, you will find a supportive, engaging lender who cares about providing excellent service to our customers and teammates alike. Our company’s highest priority is to emphasize showing our appreciation for hard work. Our culture creates an atmosphere of client trust, where employees can truly enjoy coming to work every day.
First Security Mortgage Services, Inc. has been helping home buyers in the State of Florida. First Security Mortgage Services, Inc. handles origination of residential mortgages along with refinancing and second mortgages. First Security Mortgage Services, Inc. is versed in all types of residential financing
Fernencial Corp is an independently owned Corporation headquartered in Tampa, FL specializing in residential and commercial mortgage lending for all your mortgage transactions. We offer loan programs such as CONVENTIONAL LOANS, FHA LOANS, VA LOANS, REVERSE MORTGAGE LOANS, NON-QM/ALT-A LOANS, and COMMERCIAL LOANS.
14802 N. Dale Mabry Highway Suite 212, Tampa, FL, 33618
AHL HardMoney ( 813 658 0911 www.AHLHardMoney.com) is a Tampa based Hard Money/ Private Money Lender that has a wide variety of loan programs for those with unique lending needs. Good credit, bad credit, less than perfect credit or no credit...it's OK! The decision to lend is based in equity, not your credit profile.
14802 N Dale Mabry Hwy, Suite 200, Tampa, FL, 33618
Associates Home Loan of Florida, Inc.! If you've got the equity, we've got the loan! Good credit, bad credit, less than perfect credit or no credit? We are your one stop shop for all of your Florida hard money, subprime and equity based residential and commercial real estate loan needs. With our office based out of Tampa, Florida
AHL HardMoney ( 813 658 0911 www.AHLHardMoney.com) is a Tampa based Hard Money/ Private Money Lender that has a wide variety of loan programs for those with unique lending needs. Good credit, bad credit, less than perfect credit or no credit...it's OK! The decision to lend is based in equity, not your credit profile.
Citrus Lending of Tampa Bay is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending of Tampa Bay will work with you to get you the financing you need
1819 Williamsbridge Road, Suite LB, Bronx, NY, 10461
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.
Two River Mortgage & Investment provides personal service to each and every client throughout the loan process. We assist you to structure the best program for your individual needs. This is why Two River Mortgage’s core business is generated by personal referrals and repeat business.
At Navesink Home Loans, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
