which one is better? Conventional or FHA Boise, ID

In 2026, the conventional loan limit in Boise, located in the county of Ada, ID, is $726,200. Meanwhile, the FHA limit for a single-family residence is $586,500.

The Lendersa® Conventional loan calculator enables you to compare the best rates for Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and required documents for qualifying. This sophisticated mortgage tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in identifying the right program in ID for your specific financial situation.

Conventional and FHA Loan Options Available in Boise, ID

At Lendersa®, our aim is to connect you with the most suitable Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three options that align you with matching lenders and loan programs.

Lendersa USDA loan request and matching results

Boise Lenders
208-854-1122 Lender's profile and map Alpha Lending, LLC 3379 N. Lakeharbor Ln., Boise, ID, 83703 Lends in Idaho We offer bridge and commercial loans in Southern Idaho, Boise, Twin Falls, Nampa, and the surrounding areas. We work with private money sources to bring borrowers and lenders together and help our clients secure funding for a wide range of real estate loan needs. Our in-house underwriting department streamlines loans.
(208) 861-0000 Lender's profile and map Big River Mortgage 10020 W Fairview Ave, Suite 201, Boise, ID, 83704 Lends in Idaho At Big River Mortgage we take great pride in being “the one above”. We follow a boutique approach to residential lending that starkly stands out in an industry that is dominated by large, impersonal banks. Big River Mortgage takes great pride in the fact that we offer the very best industry personnel and technology available.
(208) 373-6500 Lender's profile and map Idaho Trust Bank 888 West Broad Street, Boise, ID, 83702 Lends in Idaho Founded in 1994 by brothers Daniel Prohaska & Thomas Prohaska, Idaho Trust Bank offers personal banking, private banking, and business banking, as well as personalized wealth management and investment management. Idaho Trust Bank specializes in delivering exceptional, relationship-based service with a solid commitment to responsiveness and action.
(208) 332-0700 Lender's profile and map Northwest Bank 1750 Front Street, Boise, ID, 83702 Lends in Idaho Northwest Bank is a privately held community bank focused on serving the specific needs of businesses in Washington, Oregon, Idaho and Utah. Our experienced bankers deliver customized financial solutions and exceptional customer service. We do that by getting to know you, your business and your aspirations, first.
(208) 275-0069 Lender's profile and map Health Care Idaho Credit Union 208 W. Jefferson St, Boise, ID, 83702 Lends in Idaho At Health Care Idaho Credit Union, membership equals ownership. We are a non-profit organization committed to providing our members with the best personalized service possible. We offer low interest rates on loans, minimal account fees and all accounts are insured by NCUA. Our mission is to provide excellence in personal financial services.
(208) 404-9434 Lender's profile and map Mortgage Professionals of Sun Valley Inc 800 West Main Street, Suite 1460, Boise, ID, 83702 Lends in Idaho Mortgage Professionals of Sun Valley, your premier mortgage company in Boise, ID & the surrounding area. We provide a variety of mortgage services, including residential mortgage, commercial mortgage, home loans, jumbo loans, & refinance. We have the skill and experience necessary to serve as your full-service mortgage broker and mortgage lender.
(208) 228-5663 Lender's profile and map Ameripro Mortgage llc 950 W Bannock Street, Suite 1100, Boise, ID, 83702 Lends in Idaho Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(208) 388-0500 Lender's profile and map Benchmark Mortgage 2535 W State St, Boise, ID, 83702 Lends in Idaho Benchmark is a full-service mortgage banker and seller-servicer. Founded in 1999, the company is headquartered in Plano, TX . We’re licensed in 48 states across the United States and service loans nationwide. We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence
208 333 2040 Lender's profile and map Payette Financial Services 202 N. 9th Street, Suite 300, Boise, ID, 83702 Lends in Idaho Payette Financial is a direct private money lender specializing in financing difficult transactions that conventional lenders avoid. We also buy performing and non-performing commercial loans from third parties. We offer funds to borrowers in Idaho, Arizona, Colorado, Montana, Nevada, New Mexico, Oregon, Utah, Washington, and Wyoming (and possibly
(208) 853-7878 Lender's profile and map Diversified Mortgage Group 7977 W Marigold St, Garden City, ID, 83714 Lends in Idaho In Boise, Idaho, Diversified Mortgage Group has been providing quality real estate financing for over 14 years. With a proven track record, we strive to serve the lending needs of every homebuyer, and are dedicated to finding a home loan with a rate, terms and cost to meet your unique needs.