FHA VS Conventional loan programs in 2026 for Star, Ada County, Idaho

In the year 2026, the Conventional loan limit in Star, located in the county of Ada, ID, is $726,200. The FHA limit for a single-family residence is $586,500.

Utilize the Lendersa® Conventional loan calculator to assess today's best rates across Conventional, FHA, and USDA loans, evaluating the required income, credit, reserves, and documents to qualify. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping to decide the best program in ID for your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Star, Ada, ID

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $415,100 0%
FHA $586,500 3.5%

This table applies to zip codes: 83669

Discover Conventional and FHA Loan Options in Star, ID

Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Choose one of three approaches to link with appropriate lenders and loan schemes.

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