FHA VS Conventional loan in Star, Ada County, Idaho
In the year 2025, the Conventional loan limit in Star, located in the county of Ada, ID, is $726,200. The FHA limit for a single-family residence is $586,500.
Utilize the Lendersa® Conventional loan calculator to assess today's best rates across Conventional, FHA, and USDA loans, evaluating the required income, credit, reserves, and documents to qualify. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping to decide the best program in ID for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Star, Ada, ID
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$415,100
0%
FHA
$586,500
3.5%
This table applies to zip codes: 83669
Discover Conventional and FHA Loan Options in Star, ID
Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Choose one of three approaches to link with appropriate lenders and loan schemes.
Established in 1910 we are a community bank located in Southern Illinois, locally owned and managed by people you can trust. The luka State Bank offers the integrity and stability of a Five Star rated financial institution — the highest rating awarded by Bauer Financial Rating Service and proof that we rank among the strongest banks in the country.
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Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information