FHA VS Conventional loan in Middleton, Canyon County, Idaho

In 2025, the limit for conventional loans in Middleton, within Canyon county, ID, is $726,200. Meanwhile, the FHA limit for a single-family home is $586,500.

Utilize Lendersa®'s loan calculator to compare the top current rates for Conventional, FHA, and USDA loans, and evaluate required income, credit, reserves, and documents for qualification. Our advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program in ID for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Middleton, Canyon, ID

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $415,100 0%
FHA $586,500 3.5%

This table applies to zip codes: 83644, 83652

Exploring Conventional and FHA Loan Options in Middleton, ID

Lendersa® aims to swiftly connect you with the best Conventional, USDA, or FHA loans efficiently, without hassle. Choose one of three starting methods to link with lenders and loan programs that suit your needs.

Explore results for USDA loan requests with Lendersa


  • Statewide Mortgage and Lending
  • 2710 Treble Creek, Suite 100, San Antonio, TX, 78258
  • Statewide Mortgage and Lending is a locally owned and operated mortgage brokering company based in San Antonio, TX. We have been serving your community with exceptional loan services for more than 20 years. Our professionals will always perform in-house processing to provide you with timely and efficient loan services.
  • Premier Lending Group Inc
  • 401 East Sonterra Boulevard, Suite 375, San Antonio, TX, 78258
  • We are a family owned business that opened in 1998. We have dedicated ourselves to providing the most comprehensive residential and commercial real estate, and business financing products available anywhere, to providing the most experienced and knowledgeable professionals dedicated to delivering extraordinary service to our clients
  • NEW FRONTIER BANK
  • 1771 Zumbehl Road, Saint Charles, MO, 63303
  • Founded in 1999 by St. Charles County residents, we provide a personal community banking experience with services are designed specifically to make banking easier for our customers. We wanted to provide a superior local option for the community's banking needs. Not another impersonal conglomerate with thousands of branches.
  • PeopleFund
  • 2921 E. 17th Street, Building D, Suite 1, Austin, TX, 78702
  • PeopleFund creates economic opportunity and financial stability for underserved people by providing access to capital, education and resources to build healthy small businesses. PeopleFund believes that healthy small business growth is the key to economic recovery and development and that every person.
  • Park Place Funding, LLC
  • 2220 E Cesar Chavez St, Austin, TX, 78702
  • Park Place Funding, LLC was started in 2015 and is based in Austin, Texas. We provide short-term, asset-based loans for non-owner occupied properties in the major markets of Central Texas, including Austin, Dallas, San Antonio, and the surrounding areas. Our loans are secured by a first lien against the property.
  • Loan Ranger Capital
  • 1800 E 4th St, Suite 170, Austin, TX, 78702
  • Loan Ranger Capital provides funding to real estate investors all over the state of Texas and has become highly regarded as one of Texas’s best funding sources for real estate investments.Loan Ranger Capital is different than other hard money lenders. We’re locally based and take pride in our first-hand market knowledge.
  • United Texas Credit Union
  • 5500 UTSA Boulevard, San Antonio, TX, 78249
  • From our start as the credit union for employees of the United Services Automobile Association (USAA) to now, United Texas Credit Union has been a member-owned, not-for-profit financial cooperative with the mission of improving the financial well-being of our members and the communities we serve.
  • HEB Federal Credit Union
  • 4630 N Loop 1604 W, Suite 101, San Antonio, TX, 78249
  • H-E-B Federal Credit Union has been open since 1963. The credit union has assets totaling $221.76 Million and provides banking services to more than 14, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves finance, insurance, real estate.
  • Security Service Federal Credit Union
  • 15000 IH 10 West, San Antonio, TX, 78249
  • Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.