FHA VS Conventional loan programs in Caldwell, Canyon County, Idaho

In the year 2026, the Conventional loan limit in Caldwell, within the county of Canyon, ID, is $726,200. Meanwhile, the FHA loan limit for a single-family home is $586,500.

Utilize Lendersa®'s Conventional loan calculator for a side-by-side comparison of today’s best Conventional, FHA, and USDA rates. This tool also helps determine the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator lets you view options for Conforming Conventional, USDA, FHA, and VA loans in ID, enabling you to select the most suitable program for your financial needs.

Explore loan offers from more than 100 lenders

2026 Loan limits and down payment information in Caldwell, county of Canyon, ID

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $415,100 0%
FHA $586,500 3.5%

The specified ZIP codes for this comparison are: 83607

Available Conventional and FHA loan options in Caldwell, ID

The objective of Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loan options for you, without any hassle. Choose one of three pathways to find matching lenders and loan programs.

Lendersa USDA loan requests and matching outcomes


Caldwell Lenders

  • Covenant Reverse Mortgage, LLC
  • 15420 Frost Rd., Caldwell, ID, 83607
  • Lends in Idaho
  • Covenant Reverse Mortgage experience in originating and processing Reverse Mortgages extends to over 12 years specifically working with Seniors. In the HECM marketplace that is an outstanding plus! I have the background and the knowledge to help you decide if a Reverse Mortgage is right for you.

  • Blossom Heights Realty
  • 1116 10th St S, Nampa, ID, 83651
  • Lends in Idaho
  • Blossom Heights Realty has proudly served clients and customers for over 10 years. We started as a family-owned business and still run on the same standards of integrity and care for the people we serve.

    Our experienced real estate agents help clients and customers who are interested in buying or selling homes in Nampa, Caldwell, Meridian, Boi

  • Northwest Christian Credit Union
  • 716 East Colorado Avenue, Nampa, ID, 83686
  • Lends in Idaho
  • For over six decades Northwest Christian Credit Union has served the banking needs of Christians throughout the Treasure Valley and across the Northwest. People of common faith, common values and common purpose turn to the credit union for matters large and small. From everyday financial transactions, to once in a lifetime opportunities,

  • Hopkins Financial
  • 910 E. Carol St., Meridian, ID, 83646
  • Lends in Idaho
  • HFS has taken the simple concept of “bringing people together” and developed a mortgage & real estate brokerage that focuses on each of our client’s success! We look beyond the standard banking guidelines and find solutions that add value. Using real estate equity as security, we will “match” the borrower with our private money sources (Investors)

  • CapEd Credit Union
  • PO Box 570, Meridian, ID, 83680
  • Lends in Idaho
  • We are a people-oriented Credit Union that provides personal and business financial services of superior quality and convenience. Our primary focus areas are member financial well-being, enrichment of community and promotion of quality education. With 10 locations and dozens of ATMs in Southern Idaho, we are here to help you

  • Clarity Credit Union - Meridian, Idaho
  • 555 S. Meridian Rd, Meridian, ID, 83642
  • Lends in Idaho
  • Clarity Credit Union isn't your typical financial institution. Like all credit unions, we are a not-for-profit cooperative. Our philosophy mirrors the traditional credit union philosophy of "people helping people." We exist to provide our members with exceptional access to financial products and services.

  • Equity Northwest Real Estate
  • 129 E Pine Ave, Meridian, ID, 83642
  • Lends in Idaho
  • Equity Northwest Real Estate | Responsive. Connected. Our Priority is YOU. We are Equity Northwest Real Estate. Regional Designated Broker, Kit Fitzgerald oversees a number of real estate agents, who dabble in all forms of real estate, from new construction to investment property, resale and more.

  • PMR - Premier Mortgage Resources LLC
  • 3363 E. Presidential Dr, Suite 200, Meridian, ID, 83642
  • Lends in Idaho
  • At PMR, we are determined to provide excellent customer service, fantastic mortgage programs, and offer competitive rates to all of our customers. We have branches with dedicated loan officers throughout the US, ready to help you try to buy the house of your dreams. All loans are subject to underwriting approval.

  • Capital Mortgage
  • 1857 S Millennium Way, Suite 100, Meridian, ID, 83642
  • Lends in Idaho
  • Capital Mortgage, LLC you will be treated like a person, not a number. We will help you understand and navigate this seemingly complicated process. Everyone needs someone they can count on to make this dream into reality. Pick up the phone and call Capital Mortgage today and you can feel comfortable knowing

  • 1st Choice Mortgage Company, LLC
  • 3023 E Copper Point Dr, Suite 101, Meridian, ID, 83642
  • Lends in Idaho
  • 1st Choice Mortgage Loan Advisors are Mortgage Experts, we have been in Idaho for over 25 years, so we KNOW IDAHO and we know Idaho Mortgages! We take a newby borrower all the way, and guide them through the complex mortgage loan process. Our Loan Advisors are Advisors, not loan officer.