Explore the differences! FHA VS Conventional loan programs in Caldwell, Canyon County, Idaho

In the year 2025, the Conventional loan limit in Caldwell, within the county of Canyon, ID, is $726,200. Meanwhile, the FHA loan limit for a single-family home is $586,500.

Utilize Lendersa®'s Conventional loan calculator for a side-by-side comparison of today’s best Conventional, FHA, and USDA rates. This tool also helps determine the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator lets you view options for Conforming Conventional, USDA, FHA, and VA loans in ID, enabling you to select the most suitable program for your financial needs.

Explore loan offers from more than 100 lenders

2025 Loan limits and down payment information in Caldwell, county of Canyon, ID

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $415,100 0%
FHA $586,500 3.5%

The specified ZIP codes for this comparison are: 83607, 83605

Available Conventional and FHA loan options in Caldwell, ID

The objective of Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loan options for you, without any hassle. Choose one of three pathways to find matching lenders and loan programs.

Lendersa USDA loan requests and matching outcomes


  • Naples Mortgage Company LLC
  • 4851 Tamiami Trail North, Suite 200, Naples, FL, 34103
  • (239) 237-0789 Naples Mortgage Company is a small, local company focused on providing customers in Southwest FL with the ultimate in service as well as outstanding rates. At Naples Mortgage Company, the customer always comes first. Our goal is not only to provide our customers with the ultimate in customer service, but outstanding pricing as well.
  • Gulf Coast Mortgage of Naples
  • 2335 Tamiami Trl N, Naples, FL, 34103
  • At Gulf Coast Mortgage of Naples, Inc. our customers & partners are the most important part of our business. What this means to you is that you have found a mortgage company who truly cares about you & what you really want. It is our mission to make you happy from start to finish.
  • First Florida Home Mortgage
  • 2500 Tamiami Trail N Suite 212, Naples, FL, 34103
  • "The First Florida Home Mortgage, Inc Team is your premier mortgage team located in Naples, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of Florida.
  • Winthrop Area Federal Credit Union
  • 94 Highland Avenue, Winthrop, ME, 04364
  • Our credit union is a not-for-profit, cooperative financial institution owned by its members. Business decisions at Winthrop Area FCU are driven by what is in the best interests of the membership. As a credit union founded to help under-served individuals, we continue to believe that access to financial services.
  • American Mortgage Corporation Inc
  • 5576 Hammock Isles Drive, Naples, FL, 34119
  • American Mortgage Specialties in FHA Mortgage, Veteran Home Loan, Reverse Mortgage, Conventional Mortgage, Jumbo Mortgage, Fannie Mae, One Time Close Construction Loans, Non -Warrantable Condos, Foreign National & ITIN, Commercial Loan, Hard Money Loan, 203K & Homestyle Loan, 2nd & Vacation Homes, Investor Loans, USDA Home Loan, and Freddie Mac.
  • Florida Financial Institute
  • 1800 Seneglate Date Drive, Naples, FL, 34119
  • Florida Financial Institute Inc. was founded October 1, 1987 is celebrating more than 30 years in business this year. After moving to Florida and getting both a Florida real estate brokers license and a Florida Auctioneers license Anthony Mansolillo realized there was a gap in the finance industry, the inability to get the tougher deals done
  • Stock Financial
  • 2639 Professional Circle Suite 105, Naples, FL, 34119
  • Stock Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Midcoast Federal Credit Union
  • 186 Lower Main Street, Freeport, ME, 04032
  • Midcoast Federal Credit Union is a not-for-profit financial cooperative, owned by our Members who are residents, relatives, or people employed by numerous businesses throughout the Midcoast Region of Maine. Midcoast Federal Credit Union serves the communities of Sagadahoc, Lincoln and Knox counties along with residents and businesses.
  • Westport Federal Credit Union
  • 655 State Road, Westport, MA, 02790
  • In 1949, Antone Costa moved to the town of Westport. He enrolled in Business school and began to study Accounting, Cost Accounting, and Business Law for the next three years. Around that time he realized that Westport did not have a banking facility. Upon consulting the President of St. Mathieu’s Credit Union, he began to assemble a group.
  • Ocean Mortgage Capital
  • 601 21st Street, Suite 300, Vero Beach, FL, 32960
  • Ocean Mortgage Capital, Inc. (OMC), whose principal has 20+ years of lending experience, is the premier residential mortgage broker on Florida's Treasure Coast. OMC handles all of your mortgage financing needs - including conventional and FHA loans, No-Doc Mortgage investor loans and Reverse Mortgages.
  • South Shore Mortgage Incorporated
  • 167 Washington Street, Norwell, MA, 02061
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • HouseSavvy Mortgage Services LLC
  • 683 Main Street, Norwell, MA, 02061
  • At HouseSavvy Mortgage, our mission is to provide our clients with the right mortgage product at the best rate. Our Mortgage Counselors are intensively trained in both mortgage and real estate practices, providing expert, personalized guidance every step of the way to help you secure the mortgage solution that works best for you.