FHA VS Conventional loan programs in 2026 for Beach-Park, Lake County, Illinois

For 2026, the conventional loan limit in Beach-Park, located in the county of Lake, IL, is $647,200. The FHA loan limit for a single-family home is $420,680.

Lendersa® offers a Conventional loan calculator to contrast today's top rates for Conventional, FHA, and USDA loans. Understand required income, credit scores, reserves, and documents for qualifying. Our advanced mortgage tool displays Conforming Conventional loans, USDA, FHA, and VA options side by side to help you decide which program in IL suits your financial situation best.

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2026 Loan Limits and Down Payment Requirements for Beach-Park, Lake County, IL

Loan Type Maximum Loan Amount Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This table applies to these zip codes: 60099

Options for Conventional and FHA Loans in Beach-Park, IL

The goal of Lendersa® is to secure the quickest and best Conventional, USDA, or FHA loans without hassle. Choose one of three starting routes to connect with compatible lenders and loan solutions.

Outcomes for USDA loan queries by Lendersa


  • Newland Mortgage
  • 4000 Kruse Way Pl, Bldg 3, Suite 120, Lake Oswego, OR, 97034
  • Newland Mortgage was founded on principles of education, information and transparency. As a full service Independent Mortgage Broker we have the ability to shop the best wholesale lenders in the country to find the most competitive rates and options. Our goal is to be the premier mortgage broker in the Portland market.

  • Riverview Community Bank
  • 900 Washington St, Vancouver, WA, 98660
  • Riverview Bancorp, Inc. is the holding company of Riverview Community Bank, a progressive community-oriented financial institution that emphasizes local, personal service throughout Southwest Washington and the Portland metropolitan area. The Company provides personal and commercial financial solutions through its network of 17 branches.

  • Wealthbridge Mortgage
  • 500 West Eighth Street, Suite 45, Vancouver, WA, 98660
  • With over three decades in the mortgage industry and thousands of funded loans, we are experts in innovative mortgage financing. Today, challenging mortgage applications often get turned down for being “outside of the box”, but not at Wealthbridge. We want to help build your future, not make it harder.

  • DC Lending LLC
  • 1111 Main Street, Suite 210, Vancouver, WA, 98660
  • DC Lending started in 1998 as a new family operated mortgage company. As we moved into the second generation of business, one of our sons settled in Portland and another daughter settled in Eastern Washington. With this new generation, our family decided to continue to share our knowledge, and passion for the industry.

  • Davis Financial, LLC
  • 310 West 11th Street, Vancouver, WA, 98660
  • Davis Financial, LLC founer of Howie Davis 16 years of experience as a loan originator, and with degrees in finance and accounting, my background enables me to provide excellent service and sound advice to my clients. Customer service is the cornerstone of my business. I truly enjoy helping and educating clients about the loan process.

  • PDX Home Loan
  • 4640 SW Macadam Ave, Suite 90, Portland, OR, 97239
  • Finding and financing your home is a huge investment in time and money. Your home equity should enhance your financial future. Not be a burden. Unfortunately, most home owners miss out on wealth-building opportunities ​because the industry just isn’t set up to help them make smart borrowing decisions.

  • Schmidt Home Loans
  • 4700 S Macadam Avenue, Portland, OR, 97239
  • Kevin Schmidt has been in the mortgage business since 1993. A native Oregonian, Kevin grew up in Southern Oregon and graduated from the University of Oregon where he received his Bachelor’s Degree in Finance and Marketing. Kevin prides himself on providing the expertise needed in today’s environment, excellent service,

  • Summit Mortgage Corporation
  • 4700 S Macadam Avenue, Portland, OR, 97239
  • Summit Mortgage Corporation has been embedded in the Pacific Northwest since 1997. We like to consider ourselves locals and pride ourselves on that fact. We’re locally owned and operated, so we understand what matters to people who live here. We’re also connected to mortgage banking resources nationwide.

  • Associated Mortgage Group, Inc.
  • 5200 S Macadam Avenue, Suite 200, Portland, OR, 97239
  • Associated Mortgage Group, Inc. d/b/a Associated Mortgage Brokers is a privately owned mortgage broker firm founded in 1989 based on the premise that our customers want to work with experienced professionals who provide them with multiple loan programs for residential home mortgage loans.

  • Altamont Mortgage Funding, Inc
  • 4380 SW Macadam Ave, Suite 125, Portland, OR, 97239
  • Altamont Mortgage Funding, NMLS #221360, understands that the mortgage loan process doesn’t have to be a long and daunting experience. Our team is dedicated to individualized customer attention while making the mortgage loan process easier to understand so your financial goals are met.