Explore the differences! FHA VS Conventional loan programs in Beach-Park, Lake County, Illinois

For 2025, the conventional loan limit in Beach-Park, located in the county of Lake, IL, is $647,200. The FHA loan limit for a single-family home is $420,680.

Lendersa® offers a Conventional loan calculator to contrast today's top rates for Conventional, FHA, and USDA loans. Understand required income, credit scores, reserves, and documents for qualifying. Our advanced mortgage tool displays Conforming Conventional loans, USDA, FHA, and VA options side by side to help you decide which program in IL suits your financial situation best.

Explore loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements for Beach-Park, Lake County, IL

Loan Type Maximum Loan Amount Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This table applies to these zip codes: 60099, 60083, 60087

Options for Conventional and FHA Loans in Beach-Park, IL

The goal of Lendersa® is to secure the quickest and best Conventional, USDA, or FHA loans without hassle. Choose one of three starting routes to connect with compatible lenders and loan solutions.

Outcomes for USDA loan queries by Lendersa


  • C&T Mortgage, Inc
  • 16718 House Hahl Rd, Cypress, TX, 77433
  • C&T Mortgage, Inc Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Texas. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
  • Shell FCU
  • 301 E 13th Street, Deer Park, TX, 77536
  • Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.Anyone who lives, works, worships, attends school, or regularly conducts business.
  • Lubrizol Employees' Credit Union
  • 205 Center Street, Deer Park, TX, 77536
  • Lubrizol Employees' Credit Union is proud to be a member-owned, not-for-profit financial cooperative whose sole purpose is to serve its members. Our commitment to our members is consistent with our credit union principles of “Not for Profit, Not for Charity, But for Service” and our philosophy of “People Helping People
  • Liberty Mortgage
  • 3710 Center St, Suite 101, Deer Park, TX, 77536
  • The resourceful and skilled team at Liberty Mortgage is eager to help you reach your dreams. If you need an experienced Deer Park, TX mortgage team focused on precision, give us a call. FHA Loans with -0- lender fees and also we can usually issue a credit to the buyer to cover some of their closing costs. Credit Scores as low as 580 on FHA.
  • Texas Home Lending LLC
  • 7942 Emerald Bluff Court, Houston, TX, 77095
  • Buying a home is an exciting time for you and your family. For such an important financial milestone in your life, shouldn’t the process be as stress free as possible? That’s why we’re here to help you as a lender, we have the opportunity to serve the bigger family, the people around you: your family, your neighbors, your friends.
  • Texas Choice Mortgage Inc
  • 15930 Signal Creek Dr, Houston, TX, 77095
  • We are an independently owned mortgage brokerage located in the Houston Texas region. We specialize in VA Conventional, FHA, & USDA, Bank statement loan program for self-employed buyers, Should you be looking to purchase or refinance a home we are here to help As an independent mortgage broker we have access to many different types of products
  • THE HOME EQUITY NETWORK, LLC
  • 9806 Mesa Point Ct, Houston, TX, 77095
  • HOMEQNET Buying or refinancing a house can be a huge undertaking. Let our mortgage experts help you with your mortgage needs. Our pricing models are based on volume which means lower rates and lower closing cost in most cases. Whether it's a Houston mortgage or Texas mortgage, we have a team of real estate and mortgage experts.
  • Team Financial FCU
  • 2190 North Loop West, Suite 108, Houston, TX, 77018
  • Team Financial Federal Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership, and as appropriate, the communities they live in. We will deliver a range of low cost products and services to the diverse economic and social make-up of our members
  • PrimeWay Federal Credit Union
  • 12811 Northwest Freeway, Houston, TX, 77040
  • PrimeWay is a not-for-profit financial cooperative with multiple branches, local to the Houston area (including Harris County, Fort Bend County and Washington County). At PrimeWay we believe that the best way to build strong communities is to help the families in our community create their own financial strength.
  • Hillcrest Capital LLC
  • 7676 Hillmont Street, Suite 105, Houston, TX, 77040
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.