FHA VS Conventional loan in Zion, Lake County, Illinois
In 2026, the maximum limit for a Conventional loan in Zion, located in the county of Lake, IL, is $726,200. Meanwhile, the FHA cap for a single-family home is $472,030.
Use Lendersa®'s Conventional loan calculator to compare the current best rates of Conventional vs. FHA vs. USDA loans. Determine required income, credit score, reserves, and documentation for qualification. Our advanced calculator shows side-by-side comparisons of options like Conforming Conventional, USDA, FHA, and VA loans, guiding you in choosing the best plan for your financial needs in IL.
2026 Loan Limits and Down Payment Requirements in Zion, County of Lake, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
This table applies to zip codes: 60099
Options for Conventional and FHA Loans in Zion, IL
The mission of Lendersa® is to help you quickly and effortlessly secure the best available Conventional, USDA, or FHA loans. Choose one of the three pathways to connect with appropriate lenders and loan programs.
Great Lakes Credit union is banking for better. Founded in Lake County, Ill. in 1938, GLCU began with one goal in mind: Enable civil servants to create their ideal future by borrowing and saving at competitive rates.
At the time, no financial institution existed in the area, leaving local workers without an option to safely.
NorthSide Community Bank, with over $250 million in assets, is the only community bank headquartered in Gurnee. The bank was chartered in 1997 and has 4 locations in the Chicago metropolitan area and Lake County. The bank was formed in 1996 by a professional group of business men and women to better respond to the market place.
Granted its charter in March 1990, ALEC first opened its doors to the employees of Abbott Laboratories in October of that same year. In our early years through 2001, ALEC Service Centers were located only at the AP30, AP6, AP22 and M1 locations. Since then, we've added four more service centers,
Consumers Credit Union (CCU), headquartered in Lake County, IL, has provided unparalleled financial services to Members since 1930. The credit union offers a complete menu of products and services, including checking, debit and credit cards, vehicle loans, consumer loans, savings, money market and certificates of deposit
The De La Cerda Team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
State Bank of The Lakes offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
