Explore the differences! FHA VS Conventional loan programs in Wadsworth, Lake County, Illinois

For the year 2025, the Conventional loan limit in Wadsworth, within Lake county, IL is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's leading rates among Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, see the differences between Conforming Conventional, USDA, FHA, and VA loans side by side, providing guidance on choosing the most suitable program in IL for your financial needs.

Review offers from a set of 100 lenders

2025 Loan Limits and Downpayment Requirements in Wadsworth, County of Lake, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This information is relevant for the following zip codes: 60099, 60083

Conventional and FHA Loan Opportunities in Wadsworth, IL

The mission of Lendersa® is to efficiently connect you with the best Conventional, USDA, or FHA loans. Start with one of three approaches to find lenders and loan programs tailored to your needs.

Overview of Lendersa USDA loan inquiries and outcomes


  • Liberty Bank
  • 19917 7th Avenue Northeast, Suite 101, Poulsbo, WA, 98370
  • Liberty Bank is a forward-thinking, customer-centric community bank committed to providing the best banking service and customer satisfaction in the Puget Sound Region. We are locally minded, civically engaged, and have an abiding appreciation for the communities we serve. Our outstanding employees work with diligence
  • Brian Kapferer Home Loans
  • 8169 Fairview Avenue, La Mesa, CA, 91941
  • Brian has over 17 years of experience with home loans and mortgages. He is an industry leader with a reputation for providing the highest quality of service to his clients with the quickest results! Brian works around the clock to meet his clients schedules and does everything in his power to ensure every client's success.
  • The Mortgage Resource
  • 8118 Vista Drive, La Mesa, CA, 91941
  • The Mortgage Resource was founded to help people make the best decisions about the biggest purchase they may ever make in their lives. Prior to creating this business, we worked for other brokers, some were great, some others... not so great. We want to be the best and we work towards that goal everyday!
  • Disney Financial Corporation
  • 3527 Paseo Salamoner, La Mesa, CA, 91941
  • Disney Financial have been in the business for over 30 years helping people reach their financial goals.Whether you have a perfect credit or have faced some challenges, we’ll do everything we can to find the best San Diego Home Loan rate for you. At Disney Financial we go the extra mile to assist clients who have been turned down for Home Mortgages
  • BRIK Home Loans
  • 3655 Avocado Blvd, La Mesa, CA, 91941
  • BRIK Home Loans, where we offer personalized mortgage solutions to individuals and families to achieve and turn their Dreams to Reality... BRIK by BRIK. Whether you are purchasing a home or refinancing your current one, we are here to service our clients from start to finish ensuring the most positive and efficient home loan experience.
  • Prime Broker Loans LLC
  • 4322 Hidden Oaks Drive, Yorba Linda, CA, 92886
  • At Prime Broker Loans LLC. We are a full-service mortgage company based in Yorba Linda, CA. We specialize in FHA and Jumbo Home Loans in Yorba Linda. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code 92886, we can help you realize your dream of homeownership
  • Pacific California Financial
  • 145 N Lemon St, Orange, CA, 92886
  • We provide our home buying clients with local expertise to help them find the ideal home and neighborhood to suit their lifestyle. We represent new home developers who specialize in building luxury homes in prime residential neighborhoods. Each home is crafted to offer the best in contemporary design and amenities.
  • American Commerce Mortgage Company Inc.
  • 4676 Lakeview, Suite 212, Yorba Linda, CA, 92886
  • American Commerce Mortgage has been providing clients in California with mortgage financing solutions since 1986. Our excellent reputation as a trusted mortgage professional has been built on our ability to provide fast financing solutions for borrowers. Our integrity and dedication to customer service.