In 2025, the conventional loan limit in Winthrop-Harbor, within the county of Lake, IL, is set at $647,200. Meanwhile, the FHA limit for a single-family home is established at $420,680, providing a flexible financing option.
Lendersa® offers a unique tool with its Conventional loan calculator, allowing you to thoroughly compare today's top Conventional, FHA, and USDA rates. Assess the required income, credit reserves, and documents necessary for qualification. This advanced mortgage calculator positions Conforming Conventional loans alongside USDA, FHA, and VA options to help you make the best-informed choice for your financial scenario in IL.
Access a comparison of loan offers from 100 distinct lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $0 | 0% |
| FHA | $420,680 | 3.5% |
This comparison table corresponds to the zip codes: 60096
The primary objective of Lendersa® is to provide you with the most beneficial Conventional, USDA, or FHA loans swiftly and effortlessly. Start with one of three approaches to find suitable lenders and loan products.
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Bridge Loan Guides
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