FHA VS Conventional loan in Winthrop-Harbor, Lake County, Illinois
In 2025, the conventional loan limit in Winthrop-Harbor, within the county of Lake, IL, is set at $647,200. Meanwhile, the FHA limit for a single-family home is established at $420,680, providing a flexible financing option.
Lendersa® offers a unique tool with its Conventional loan calculator, allowing you to thoroughly compare today's top Conventional, FHA, and USDA rates. Assess the required income, credit reserves, and documents necessary for qualification. This advanced mortgage calculator positions Conforming Conventional loans alongside USDA, FHA, and VA options to help you make the best-informed choice for your financial scenario in IL.
2025 Loan Limits and Down Payment Requirements in Winthrop-Harbor, Lake County, IL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$420,680
3.5%
This comparison table corresponds to the zip codes: 60096
Exploring Conventional and FHA Loan Alternatives in Winthrop-Harbor, IL
The primary objective of Lendersa® is to provide you with the most beneficial Conventional, USDA, or FHA loans swiftly and effortlessly. Start with one of three approaches to find suitable lenders and loan products.
First United Bank and Trust Company is a real community bank, formed in 1996 to fill a need for traditional, personal banking in the area. Today, even though we’ve grown, our roots remain in community banking. Our focus is to support the communities we serve with the best possible products and services.
Our mission statement is simple. We will strive to become the optimum member service center for our members. We exist solely for the benefit of our members. We do NOT operate for profit. Every decision is made with the best interests of our membership in mind. Our volunteer Board of Directors works hard to keep our members needs in mind.
Our bank is a locally owned and managed independent bank whose focus is to work hard to serve your financial services needs. Our goal is to assist you as you pursue your goals and dreams. We strive to serve you the way we would like to be served. This has been the focus of our bank's founders.
2722 East McCarty Street, Jefferson City, MO, 65101
MECE Credit Union are not sponsored by Facebook or any other business. Employees, their immediate family members, and the Board of Directors of the Credit Union are not eligible for any prizes. All entrants must be members in good standing with the Missouri Electric Cooperatives Employees' Credit Union to be eligible for the drawing.
Founded in 1865, Hawthorn Bank has proudly served Missouri families and small businesses for more than 150 years. A strong supporter of our local communities, we are an advocate for schools, charities, and civic groups in all of our markets. We promote the economic development of our communities
What today is Legends Bank was established in 1913 in the community of Rich Fountain, Missouri, as the Rich Fountain Bank. It was one of the few banks in Osage County to survive the Great Depression. In fact, its move to Linn in 1936 was the result of the failure of all of the banks which had been operating in Linn.
At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"Walden Mortgage Group is a Kentucky mortgage lender based in Lexington, Kentucky.
Whether you're in Central, Eastern or Western Kentucky; whether you're looking for an FHA, VA, KHC or conventional loan, we're the source for your local mortgage loan solution. We represent a wide variety of local"
First National Bank has been serving St. James and surrounding communities for over 100 years! The bank was established in 1918 with a strong commitment to delivering quality financial services to the area. First National Bank is locally owned and operated which means local decision making on loan requests.
