Explore the differences! FHA VS Conventional loan programs in Winthrop-Harbor, Lake County, Illinois

In 2024, Convetional loan limit in Winthrop-Harbor, county of Lake, IL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Winthrop-Harbor, county of Lake, IL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 60096

Conventional and FHA loan options in Winthrop-Harbor, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • GFL Capital Mortgage
  • 1100 Corporate Way, Suite 210, Sacramento, CA, 95831
  • GFL Capital Mortgage was founded to assess current market conditions to find loan options that fit the needs of our clientele. Our goal is to provide exceptional service, comprehensible analyses and methodical recommendations for the individual. Our intermediary practice allows us to assist you.
  • Bank of Stockton
  • 301 East Miner Avenue, Stockton, CA, 95202
  • The Bank of Stockton is a unique and wonderful banking experience. Not only will you meet officers, lenders and staff that have worked with the bank for years, you will find people that live and work in your community, just like you, that care about the community. Bank of Stockton’s lending experience is quick due to local decision-makers
  • Central State Credit Union
  • 919 North Center Street, South Pasadena, CA, 95202
  • Central State Credit Union has served the financial needs of people like you living in the heartlands of California. As a not-for-profit financial cooperative, you might say we were an original social network, connecting people and resources, long before the onset of the technology age and today‘s social networks.
  • De'Lane Financial Solutions
  • 20 North Sutter Street, Suite 301, Stockton, CA, 95202
  • Belinda Butcher is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Rehaven, Inc.
  • 340 East B Street, Port Hueneme, CA, 93041
  • Rehaven Many customers were only viewed as a credit score, rather than hardworking Americans, trying to achieve their dream of home-ownership. I knew then, why buying a home was intimidating and daunting. I felt for the customers, because I too, was once a first-time homeowner applicant, with a low credit score and a small down payment.
  • Stockton Mortgage R.E.L.S.C.
  • 6820 Pacific Avenue, Stockton, CA, 95207
  • Stockton Mortgage R.E.L.S.C. is the original Team of local experts for real estate loans. We strive to support our communities through easy to understand home loans, construction financing, and more! Mortgages are processed in a family friendly, yet boutique business atmosphere. 40 years Local & Now Online to Connect.
  • Tri-Valley Lending
  • 4600 N. Pershing Ave, Suite B, Stockton, CA, 95207
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Central Valley Mortgage Group
  • 5713 N. Pershing Avenue, Suite D2, Stockton, CA, 95207
  • We are a full-service mortgage company based in Stockton, CA. We specialize in FHA, VA, Conventional, USDA & JUMBO loans in Lodi, Linden, Patterson and Sonora. We also serve the surrounding cities in San Joaquin County, Stanislaus County, Madera County. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
  • Emerald Realty & Mortgage
  • 1330 W Robinhood Dr, Suite a 13, Stockton, CA, 95207
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • H.O.M.E. Lending
  • 1919 Grand Canal Blvd, A6, Stockton, CA, 95207
  • Our simple and effective approach speeds up the entire loan process and ensures our customers get the loan that best suits their individual needs at the most competitive rates. Whether it is your first home or an investment property we offer a wide range of financing options designed to meet your unique needs.