FHA VS Conventional loan programs in Alton, Madison County, Illinois
For the year 2025, the Conventional loan limit in Alton, within Madison county of IL, is set at $726,200. In contrast, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA. Identify the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents options for Conforming Conventional loans, USDA, FHA, and VA side by side, assisting in your decision-making for the best program in IL tailored to your financial situation.
2025 Loan Limitations and Down Payment Requirements in Alton, Madison, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is applicable to the following ZIP codes: 62002
Exploring Conventional and FHA Loan Opportunities in Alton, IL
The objective of Lendersa® is to swiftly arrange the most advantageous Conventional, USDA, or FHA loans with ease. Choose from three starting points for lenders and loan program matches.
Certys Financial Inc (NMLS #1096493) is a mortgage company serving the states of California, Texas, and Pennsylvania. We use the latest technology such as electronic signing (E-Sign) and paperless processing to ensure minimum effort on your part and speedy processing on ours. Our regard for your financial well being won't allow us
4181 Flat Rock Drive, Suite 250, Riverside, CA, 92505
Since 1989 Campbell Financial Services has continued with one purpose in mind: To meet the needs of our clientele by providing a full array of lending options in an efficient, straight-forward manner. We know you’re busy and that your time is important, and we’re committed to being your lending expert!
Inland Capital Finance is a Southern California based Wholesale Mortgage Brokerage. At ICF we understand that you are an individual and that every individual is different. Over the years we have had many different clients with varying situations from those with excellent credit scores to those rebuilding their credit scores.
9320 Baseline Road, Suite L, Rancho Cucamonga, CA, 91701
CSB Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
8273 White Oak Ave, Suite C & D, Rancho Cucamonga, CA, 91730
Tennison Mortgage Solutions is dedicated to matching our clients with the right loan that helps you achieve your homeownership goals. Each customer has a different financial background and borrowing needs. That is why it takes a highly-trained mortgage professional to sort through several loan options
Our mission is to provide our clients with a stress-free mortgage experience. We achieve this by providing a fast, convenient, and transparent digital mortgage process backed by expert guidance and exceptional customer service.
Convenient Digital Process
Extensive Product Options
8560 Vineyard Avenue, Suite 501 & 502, Rancho Cucamonga, CA, 91730
Realty Plus is a full service company that is dedicated to Buyer's, Sellers, Investor's, Tenant's & Landlords! Our Associates are dedicated to providing top notch professional service while delivering information that will assit our clients for all current and future transactions! Our business relationships are built on a solid foundation
9267 Haven Ave, Suite 270, Rancho Cucamonga, CA, 91730
Brad Bennett 30 years of experience in mortgage lending, I am able to quickly analyze income, assets, liabilities, and credit to formulate a mortgage plan that personally suits your financial needs. I specialize in residential mortgages for purchase or refinance. I offer Conventional, FHA, VA, Jumbo Loans, Reverse Mortgages,
8816 Foothill Boulevard, Suite 103-279, Rancho Cucamonga, CA, 91730
Lordsman Funding is a mortgage company, but it is also our platform for ministry. While we can do any type of real estate mortgage loan that can be done, we are not in the business of selling folks loans.
Early on we saw that no one ever really called us for a loan, even though they thought they were doing so. Instead
